Discover a smarter way to bank – secure, seamless, and built to put you in control.
At LHV Bank, we believe your money should work as hard as you do. That’s why we’ve created an app that helps you move faster, save smarter, and bank with confidence. Whether you’re building wealth or just want your money to work for you, it’s time to take your finances into your own hands.
Here’s what’s waiting for you:
• The LHV Bank Current Account – Enjoy full flexibility while earning interest on balances up to £1,000,000.
• The LHV Bank Debit Card – Simple, stylish, and ready when you are, wherever you are.
• Savings – Planning something big? Or just stacking for the future? With Fixed Rate Bonds and Easy Access Savings available, our savings accounts are simple, clear, and reward ambition.
• Faster Payments – Send money swiftly and securely, because your time is worth more.
• Direct Debits - Simple, stress-free payments for regular bills and subscriptions.
We’re not here to overwhelm you with hidden fees or complicated features. We’re here to cut through the noise and offer banking that just works.
Your deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS), so while you’re boldly building your future, you can rest easy knowing your money is secure.
Why LHV?
We’re the bank that believes in saving. We reward savers, back entrepreneurs, and build tools for people who want more than the basics. No fluff. No nonsense. Just purposeful banking, designed around you.
LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767.
Easy to open, high interest rates, no charge for using card abroad, however, the app and features available are very basic. no easy way to pay in or pay someone, can not save people you pay. Virtual cards available. Can not search for a transaction. no isa, no overdraft, just current account or savings account. like many of the online only banks, can only be used on one device. support is available only from monday to friday 9-5, you email them to arrange a callback, in app support is in the works.
Developer Response
Thanks for taking the time to leave such detailed feedback.We’re pleased to hear you’ve had a positive experience with things like account opening, interest rates and card use abroad, but we appreciate there are areas where the app experience still needs improving.Our team is currently working on improvements to transaction searching and other app features, so there’s more to come. We’re also continuing to develop our support options, including in-app support.Feedback like this is really valuable to us as we continue building and improving the experience for our customers.
Convenient basic banking
Jeff5331
So far I have had no issues with this bank in terms of deposits and withdrawals. It’s fully regulated & FSCS backed, so I’m confident my money is safe. The app provides simple basic banking in a clear format, though I’m using it primarily to hold savings due to the favourable interest rates at the moment. What is letting it down currently is the support side, which is by email, and so far unresponsive in my case. Having read other reviews, I would not yet feel confident to use it as my main bank for regular transactions/direct debits etc. I know it’s early days and improvements/updates are ongoing, but the bank must be missing out on millions because of relatively cheap improvements that could be made to the ux/ui. I would like to see my balance and account details on one page for instance. Hopefully I can give it five stars soon once it’s effectively supported.
Avoid read some of the negative reviews they are true.
drewmc22
No warning, just blocked my card and locked me out my app. No phone line and a 4 day wait on an email responce. This is third world banking and read all the negative reviews before you trust thus lot with your money. It has good interest until you want to move money out to your linked U.K. bank. Forget it. It happened 2 months ago and all I got was fill out a form and we will get back to you in a day or 2. Try 4 days. I was trying to buy a car. Now again yesterday trying to move money to buy something again and I’m now locked out. Suspicious activity!!! I’m moving money to my one and only U.k linked account!!! Again please send us an email and we will get back to you next week as it’s now Friday and we don’t work weekends. I’m closing this account down. A bit less interest elsewhere but at least I can access it or phone someone to unblock my account.
Developer Response
We’re sorry to hear about your experience.We understand how stressful this can be, especially when you’re trying to make an important purchase and can’t access your money as expected.In some cases, transfers can be temporarily restricted while we carry out security checks to help protect our customers and their accounts. That said, we understand the frustration when this causes delays.We appreciate you taking the time to share your feedback, as it helps us understand where we need to improve both our communication and support experience.If you still need help with this, please email us at help@lhv.com and we’ll ask the team to review it as soon as possible.
Decent Digital Bank
rossarchi7
I have been with LHV for 5 months now and they have not disappointed. Interest rates for current account and savings are really good and its a good bank to be with if you wish to earn interest on high balances. Customer service may be a little bit slow at some times, no standing orders yet, faster payments sent on weekends may not be processed until the next working day, however, they are still an upcoming bank and still improving. Overdrafts should be offered very soon as well and I am very excited to see what else LHV have to offer in the future.
Your regular update to the LHV Bank app with improvements behind the scenes - including visual refinements, performance updates and technical fixes. It’s all part of keeping your app snappy, secure, reliable and ready for what’s next.
Version 2.7.0
The developer, LHV Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Sensitive Info
Diagnostics
Other Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
LHV BANK LIMITED
Size
131 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
