1982 called, it wants it’s sub-par bank account back … Awful app (and clueless ‘bank’). Deeply dysfunctional: No Apple or Google pay - despite two years of “we’re looking into it”lying to customers. No in-app card freezing. No faster payments (this ‘bank’ operate what can only be described as an outdated BACS). Numerous queries necessitating you having to ‘phone them every time if you want to make a transfer outside of this company. Card and cheque transactions that go through and are held by NatWest. Unable to pay in cheques. Ridiculous untracked ‘freepost’ where anything mailed to them frequently ‘goes missing’. Their customer service team are hopeless, they don’t want to help but just get rid of you as quickly as possible (“computer says no”), presumably to make their KPI figures look good 🙄Not sure who to blame most, those working there or their clueless managers. No customer service on a weekend or in the evening. I ‘phoned one weekend to report card stolen, it became quickly apparent that I wasn’t speaking with anyone from this bank, but a third-party. They don’t even operate their debit card themselves. I was told, by someone who clearly could not care less, that they *could* block the card but that I’d be better waiting and speaking with someone at the bank on Monday - daytime, you know, when it’s really difficult to call if you work! For a STOLEN CARD! ??! Save yourself cost, time and stress, you might as well stick with a proper bank.