Welcome to a smart business account. Tide is the business banking alternative that saves you time and money – so you can get back to doing what you love.
Our business account app is built for small businesses, sole traders, freelancers, entrepreneurs, contractors and startups, because we believe the world would be a better place if more people gave it a shot. We’d love to have you on board too – download the app today.
Tide offers bank accounts provided by ClearBank (ClearBank® Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority; registration number 754568).
OPEN A FREE BUSINESS ACCOUNT IN MINUTES
Free business Mastercard – spend on your card with no purchase fees.
Spend abroad for free – with no sneaky foreign transaction fees.
Keep up to date – see a clear overview of your balance and transactions in seconds.
MANAGE YOUR MONEY
Easy instant Invoicing – create and pay invoices with a tap, anytime, anywhere.
Sort Direct Debits and payments – set up and edit them, all in a few taps (no more Sunday evenings in front of your laptop).
In-app support – chat to the Tide team 365 days a year.
Use at your desk – access your business account on any device.
Quickly, make payments from your device with Apple Pay.
STAY ON TOP OF EXPENSES
Team Cards - No more processing expense claims or petty cash - order up to 35 company expense cards for your co-workers and staff. (Available for limited companies and sole traders.)
Easy receipt logging - Upload a snap of your receipt, auto-match it to the transaction, add a note if you like. Done - with everything stored digitally.
Payment notifications - You'll get an app notification every time you make a payment or receive a payment into your Tide account. Ker-ching!
MAKE BOOKKEEPING A BREEZE
Auto categories – tag income and expenditure with labels of your choice (your accountant will love you for it!).
Sync up with your accounting software – connect to Xero, QuickBooks, FreeAgent, Sage, KashFlow, Reckon and give access to your accountant.
STAY IN CONTROL WITH EASY CARD MANAGEMENT
Freeze and unfreeze – lock your card if you lose it, unlock it if you find it again.
Card PIN reminder – access your PIN in the app, safely and securely.
Reorder lost cards – order a free replacement in a few taps.
Secure protection – access your account with pin, thumbprint or face ID verification.
WHAT PEOPLE ARE SAYING ABOUT TIDE
“A disruptor in the conventional banking system…it’s proving popular.” – BBC News
“Tide is making waves in the previously staid world of business banking.” – The Telegraph
“Tide’s unique selling point is that it provides a less expensive and faster service to smaller businesses who lack the staffing to run the account and admin sides of their business efficiently.” – TechCrunch
Ready to get started with a smart business account? Sign up in minutes today.
Visit our website: www.tide.co
Like us on Facebook: www.facebook.com/tidebanking
Follow us on Twitter: @TideBanking
Follow us on Instagram: @tidebanking
Get ready to save even more time on your finance admin: Release 2.143.0 is here! Packed with smart features, plus we’ve upgraded our in-app chat to give you an even better experience when contacting Member Support. Have you heard about Tide’s free business forecasting tool? With Cashflow Insights, receive real-time forecasts up to 30 days ahead, improve your credit score and access flexible credit options too. See https://www.tide.co/features/cashflow-insights/ to learn more.
Ratings and Reviews
Saved my business finances 🙏🏼
Since I’ve started my small business I didn’t have any sort of control of my company’s finances. Invoices and payments were all crazy disorganised initially only myself. I’m glad one of my best mate who is also an entrepreneur suggested me Tide business banking and everything from then got easier and made me more productive and focused on what really matters to my business. This business account is clean and easy to use maming me always on top of the company finances finally! A lot of features are interesing as they have cashback, invoicing, useful notifications to remind me of everything related to the current account and even some prizes for their customers every once in a while on their social medias. My business still small but as we grow I know Tide also offer multiple cards which is handful for a mid size company. As a young entrepreneur I love to help and support new businesses such as Tide and grow together! Cheers to startups like Tide 👏🏼
Worst Onboarding Experience Ever
BE CAUTIOUS. I don’t normally post reviews, but this experience left me feeling compelled to share my experiences. So I downloaded the app and went through the initial identification steps you see used in other neobanks like Monzo, Revolut, etc. So far so good. It told me it might take a while to confirm the documents so I closed the app and waited, which I did. The next time I opened the app, it was completely unresponsive and had the message, “failed to load messages”. I then thought it was odd. If something as early as onboarding had glitches, would my money be really safe? I contacted customer support and then told me that the onboarding team would be in touch shortly. They didn’t. It was only after I followed up and sent a second message in which they contacted me. They asked me about the business and its operations, and I explained. Then all of the sudden, they sent me an email saying the application has been closed as they don’t opening accounts for businesses in a couple of industries. All of this has left a sour taste in the mouth. If they had perhaps had a disclaimer on their website which stated which businesses are able to open with them (to which I found none), then I wouldn’t have had to waste time dealing with all this. All in all, I suggest you consider if this is really where you want to store your hard-earned funds.
Developer Response ,
Hello Jeff! I am very sorry to hear that you are feeling disappointed with your Tide application. Please note that we can’t take on accounts that we deem currently outside of our scope as that means we’re not able to focus our necessary time on the rest of our members. You can read more here: https://www.tide.co/blog/providing-financial-security-for-our-members. If you have any questions or concerns, please don't hesitate to get in touch at firstname.lastname@example.org, we'd be more than happy to help.
The worst banking experience.
100% the worst banking experience I have ever had. I heard about Tide and thought I'd give them a try, and this was the beginning of my nightmares. My fully legitimate, registered company on Companies House was accepted for a business account only to then receive an email a day later that they were closing my account, wait for it... for absolutely no reason. As in, nothing. No explanation. Nothing. I couldn't access the account and I can only just imagine if I had my hard earned money in there, what I would do. Thank God, I didn't. I don't actually leave reviews whatsoever but I had to today because this is probably one of the most abhorrent companies I have ever used. Hoping that many customers see this and don't even attempt to sign up, your money could be in grave danger, not to mention the hard searches they run on your credit file. I've also seen similar reviews to this and even ones where customers have explained they're delayed payments, payments being held, frozen, which can severely affect ones business. Not somewhere I would ever want to be. Beware, do not trust, DO read this review again because it is a real life experience and do not use this barbaric company, especially if you want peace of mind.
Developer Response ,
Hi, there. Thank you for taking the time to share your feedback with us. We are sorry to hear you've faced this inconvenience. We understand that this could be a frustrating experience, however, we want to assure you that such decisions are never taken lightly and are reviewed thoroughly by our team. We'd be more than happy to discuss with you any of your concerns regarding payment and account pauses. Please note, those happen rarely and only to comply with industry regulations. Feel free to send us an email at email@example.com with the subject line 'FAO Krasy' so we can assist you further. We are looking forward to hearing back from you.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Search History
- Usage Data
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Privacy practices may vary based on, for example, the features you use or your age. Learn More
- Tide Platform Limited
- 240.1 MB
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Age Rating
- © Tide Platform Limited
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