Welcome to a smart business account. Tide is the business banking alternative that saves you time and money – so you can get back to doing what you love.
Our business account app is built for small businesses, sole traders, freelancers, entrepreneurs, contractors and startups, because we believe the world would be a better place if more people gave it a shot. We’d love to have you on board too – download the app today.
Tide offers bank accounts provided by ClearBank (ClearBank® Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority; registration number 754568).
OPEN A FREE BUSINESS ACCOUNT IN MINUTES
Free business Mastercard – spend on your card with no purchase fees.
Spend abroad for free – with no sneaky foreign transaction fees.
Keep up to date – see a clear overview of your balance and transactions in seconds.
MANAGE YOUR MONEY
Easy instant Invoicing – create and pay invoices with a tap, anytime, anywhere.
Sort Direct Debits and payments – set up and edit them, all in a few taps (no more Sunday evenings in front of your laptop).
In-app support – chat to the Tide team 365 days a year.
Use at your desk – access your business account on any device.
Quickly, make payments from your device with Apple Pay.
STAY ON TOP OF EXPENSES
Team Cards - No more processing expense claims or petty cash - order up to 35 company expense cards for your co-workers and staff. (Available for limited companies and sole traders.)
Easy receipt logging - Upload a snap of your receipt, auto-match it to the transaction, add a note if you like. Done - with everything stored digitally.
Payment notifications - You'll get an app notification every time you make a payment or receive a payment into your Tide account. Ker-ching!
MAKE BOOKKEEPING A BREEZE
Auto categories – tag income and expenditure with labels of your choice (your accountant will love you for it!).
Sync up with your accounting software – connect to Xero, QuickBooks, FreeAgent, Sage, KashFlow, Reckon and give access to your accountant.
STAY IN CONTROL WITH EASY CARD MANAGEMENT
Freeze and unfreeze – lock your card if you lose it, unlock it if you find it again.
Card PIN reminder – access your PIN in the app, safely and securely.
Reorder lost cards – order a free replacement in a few taps.
Secure protection – access your account with pin, thumbprint or face ID verification.
WHAT PEOPLE ARE SAYING ABOUT TIDE
“A disruptor in the conventional banking system…it’s proving popular.” – BBC News
“Tide is making waves in the previously staid world of business banking.” – The Telegraph
“Tide’s unique selling point is that it provides a less expensive and faster service to smaller businesses who lack the staffing to run the account and admin sides of their business efficiently.” – TechCrunch
Ready to get started with a smart business account? Sign up in minutes today.
Visit our website: www.tide.co
Like us on Facebook: www.facebook.com/tidebanking
Follow us on Twitter: @TideBanking
Follow us on Instagram: @tidebanking
Get ready to save even more time on your finance admin: Release 2.111.0 is here! Packed with smart features, plus we’ve upgraded our in-app chat to give you an even better experience when contacting Member Support. Have you heard about Tide’s free business forecasting tool? With Cashflow Insights, receive real-time forecasts up to 30 days ahead, improve your credit score and access flexible credit options too. See https://www.tide.co/features/cashflow-insights/ to learn more.
Ratings and Reviews
Perfect for Busimess Account
Few month ago I opened a business account with Tide Mobile Banking and the overall account set-up process was quick and efficient. I explored all the available features which I started applying from the day one into my business.
I stated with the free version and overall it gave me everything that I was looking for – scheduled payments and international transfers. However, since my business is growing with every day, I moved into Plus account, that with the small monthly charge additionally gives priority support and 24/7 helpline. I already has some questions regarding the accounting integration, and within couple of hours I received answers from the customer support. Although since my business operates across different countries, I am always aware of the different timeframes, and I would really appreciate immediate help at any time if I will be in a need.
I would recommend this app for everyone who is looking for the effortless way to manage daily banking finances.
Developer Response ,
Thank you for the feedback!
Worst Onboarding Experience Ever
BE CAUTIOUS. I don’t normally post reviews, but this experience left me feeling compelled to share my experiences. So I downloaded the app and went through the initial identification steps you see used in other neobanks like Monzo, Revolut, etc. So far so good. It told me it might take a while to confirm the documents so I closed the app and waited, which I did. The next time I opened the app, it was completely unresponsive and had the message, “failed to load messages”. I then thought it was odd. If something as early as onboarding had glitches, would my money be really safe? I contacted customer support and then told me that the onboarding team would be in touch shortly. They didn’t. It was only after I followed up and sent a second message in which they contacted me. They asked me about the business and its operations, and I explained. Then all of the sudden, they sent me an email saying the application has been closed as they don’t opening accounts for businesses in a couple of industries. All of this has left a sour taste in the mouth. If they had perhaps had a disclaimer on their website which stated which businesses are able to open with them (to which I found none), then I wouldn’t have had to waste time dealing with all this. All in all, I suggest you consider if this is really where you want to store your hard-earned funds.
Developer Response ,
Hello Jeff! I am very sorry to hear that you are feeling disappointed with your Tide application. Please note that we can’t take on accounts that we deem currently outside of our scope as that means we’re not able to focus our necessary time on the rest of our members. You can read more here: https://www.tide.co/blog/providing-financial-security-for-our-members. If you have any questions or concerns, please don't hesitate to get in touch at firstname.lastname@example.org, we'd be more than happy to help.
DO NOT DO IT!
As a Doctor and professional business person I am strongly advising against using tide. They require wang more information than is necessary and then refuse to erase it all off their records. They refuse to talk on phone so if you had any emergencies or account freezes or computer lock downs you would not be able to get in touch with them. After providing all my information they closed down my account application without any explanation.
They require face recognition which is something not even border controls require.
They keep asking for info of which I have passports, tax records and other bank accounts going for 24 years I own a house, I have utility bills and 4 other bank accounts with a 24 year history of clear records and yet they still request more and more data.
I explained that I am setting up a new business but have not generated income yet and they wanted contracts to prove I was getting money and I explained I needed the bank first and it’s a new business and that I need to set up then look for clients.
I have 4 other bank accounts and have never had this much hassle but now they have kept my data and I feel they almost wanted data collection only. I am suspicious now. With all fraud these days please do not go with these guys.
Developer Response ,
Hi, we are terribly sorry to hear this. Our Member Support team strive to deliver fast and effective solutions to all our members so we are disappointed this was no the case for you. We are actively up-scaling our number of Member Support Agents to meet increasing demand from our member base, so we're confident that we can offer you a great standard of service moving forward.
As a financial services provider it is necessary that we keep our platform safe. In order to do this we must ensure that our on-boarding process complies with FCA regulations, and an important part of this is verifying your business identity. We will never request more information than is strictly necessary to approve and provide an account to a Sole Trader or Director who needs one.
We can assure you that situations where fraud occurs are always treated with the utmost urgency. We appreciate the feedback and if there is any questions or queries you would like to us to answer, email our team on email@example.com and someone will be in touch.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Search History
- Usage Data
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Privacy practices may vary based on, for example, the features you use or your age. Learn More
- Tide Platform Limited
- 205.4 MB
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Age Rating
- © Tide Platform Limited
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