ETMONEY is India's best & highest rated App for Mutual Fund Investment in Direct Mutual Funds and all your other Personal Finance Management needs at one place.
With ETMONEY you can invest, track & manage your mutual fund investments in Zero Commission Direct Mutual Funds, earn guaranteed interest rate from Fixed Deposits, get assured pension for Retirement via investing in NPS. You can also secure your family with Term Life Insurance & Health or Medical Insurance policy.
Direct Mutual funds investment with ETMONEY is Fast, Easy, Paperless & Secure
- Invest your money in top mutual fund via SIP or Lumpsum investments. Track & manage your past and all mutual fund investments with a 0% commission or any brokerage fee. Earn up to 1% extra returns on your existing regular Mutual Funds & SIPs by switching to Direct Plans of the same Mutual Fund Schemes
- Save Tax by via investment in ELSS mutual funds starting with ₹500 per month
- Invest in top-rated mutual fund schemes selected through expert recommendations
- Invest in top-performing mutual funds schemes for every investment goalwise, risk appetite & investment horizon
Why ETMONEY the Best Mutual Fund App?
- Buy Mutual funds with 0% Commission, No transaction charges & No hidden fees
- As a best investing app we support all UPI payment Apps like Google Pay, PhonePe, BHIM UPI, Paytm & enable one-tap payments through NPCI emandate & Net banking for mutual funds investment via SIP/Lumpsum
- Easy to switch your existing Lump Sum or SIP mutual funds from other apps like Paytm Money, Groww, Scripbox, myCAMS, - Karvy mftrack Zerodha Coin
- Invest in different mutual funds like equity mutual funds, elss mutual fund, small-cap, large-cap, mid-cap, multi-cap mutual funds, balanced funds, gold mutual funds, sector mutual funds, or international funds, etc., all from one mutual fund app
- Invest in top mutual fund schemes via SIPs/Lumpsum of AMCs like SBI Mutual Fund, Reliance Mutual Fund, ICICI Prudential Mutual Fund, HDFC Mutual Fund, Aditya Birla Sun Life (ABSL) Mutual Fund, Kotak Mutual Fund, Mirae Asset Mutual Fund, Axis Mutual Fund, Motilal Oswal Mutual Fund, L&T Mutual Fund, IDFC Mutual Fund, Parag Parikh Mutual Fund, UTI Mutual Fund & More
Start Investment in Mutual Fund App for Free
- Create Mutual Fund Investment account in few minutes
- Invest in mutual funds by starting a SIP/lump sum in a few taps
- Start your mutual fund investment journey with ₹500/month via SIP in top mutual fund schemes.
Mutual Fund Portfolio Tracking & Health Report
- One investment dashboard to track all your past mutual fund investments invested externally or outside of ETMONEY
- Upload PDF for all external mutual fund investment for better portfolio tracking
- Track returns of your mutual funds investment portfolio
- Get investments health reports as well as ideas to improve returns and reduce risks
The biggest tax saving of ₹78,000/- is available exclusively on the ETMONEY App
- ₹46,800/- via ELSS Mutual Funds & Life Insurance
- ₹15,600/- via NPS investment
- ₹15,600/- via Health Insurance
Guaranteed & Fixed Return with Bajaj Finance Fixed Deposits
- Get more returns than bank FDs; assured returns up to 6.75%
- Compound Interest, Higher Rates for Senior Citizens
- Flexible Payout Option i.e. Monthly, Quarterly, Half Yearly, Annual, or at Maturity
Plan your retirement with National Pension System (NPS)
- Create an NPS account without paperwork
- Existing NPS investor can start investing with their PRAN
Why ETMONEY needs the following permissions:
- Camera: To click selfie & other proofs needed for KYC verification
- Storage: To upload any image from your device for KYC verification
ETMONEY investment app SEBI Reg. No. INA100006898. BanayanTree Services Limited. Email ID: firstname.lastname@example.org
UI Improvements and Performance enhancements.
Ratings and Reviews
Great app for with ease of features
It’s a great app , great features and ease of investing into mutual funds to insurance. The navigation is pretty user friendly and gives you update on a daily basis. This also gives you CIBIL score and tells you the history of credit to where do you find yourself as far as “ Good or excellent “ in various categories of credit history “. This will help you improve your score as well.
Opportunities- Other investments that you have made in other apps / institutions are not getting updates here - shares / investments in FD / Investments in Housing , loans taken from other banks etc. if you can give access to upload the statements of various institutions will definitely help in ensuring that this is a single app for tracking all your investments.
Good App with prospects but needs work.
The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity.
In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.
Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.
Developer Response ,
Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY
I have been using this App for over a year and have had multiple bad experiences:-
-my SIP was getting cut every month but this money invested was not showing in the ET money records/holding data for over two months. I have written to them multiple times , but it has still not been updated and I have no clue where the money has gone
-customer support is really bad with no reply given for upto three days . The firms crib is that it’s because of Covid. These are reasons given by some third world government organisations and not expected from a private firm where people’s valuable money is being invested (interestingly they did have the time to update the User Interface of the App three days back in the middle of the second wave of Covid 19 in India!!)
-if you want to withdraw money it gets credited only after 5 working days, and that too after contacting them and reminding them (though in the App they claim it will get credited in 3 working days which is laughable)
-I totally agree with another person who said that it’s not clear what are the hidden charges that get deducted when you want to withdraw your money
Developer Response ,
Hi Uday, we deeply regret for any inconvenience. One of our team members had attempted to speak to you today. Unfortunately, we couldn't connected as the number registered with us appears to be "Out of Service'.
Further, as checked, all your emails were timely addressed with proper information. However, with reference to your concern on the unit allocation time is based on the date & time of fund realization at the respective MF Houses. Hence, we are unable to mark the transaction completed on the day of investments. Apart from this, the withdrawal you have referred in your email, was from a fund which invests in 'International Equities' and hence has the turn around of time transaction plus 7 business days. The 3 working days is applicable to the funds which invests in domestic equities.
Please note, the redemption turnaround time is different from fund to fund between Transaction plus 1 business day to 7 business days.
Kindly, email us your alternate number to have a detailed conversation and address your doubts accordingly.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
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- 352.7 MB
- Requires iOS 10.0 or later.
- iPod touch
- Requires iOS 10.0 or later.
- Requires macOS 11.0 or later and a Mac with the Apple M1 chip.
- Age Rating
- © 2018 BanayanTree Services Limited
Up to six family members will be able to use this app with Family Sharing enabled.