ETMONEY app is your one stop destination for all things finance. Download the ETMONEY app to:
- Invest in Mutual Funds, Apply for instant personal loans
- Start SIP in Mutual Funds, Save tax with ELSS mutual funds
- Earn 50% higher returns on bank balance through SmartDeposit
Use ETMONEY’s LoanPass & Instant Personal Loans to borrow up to ₹20 lakh starting at 11.99% p.a., with repayment tenures of 2 months to 5 years.
● 0 Commission Mutual Fund Schemes, earn up to 25 lacs extra in 25 years
- Extra returns on existing regular mutual funds & SIP with switch to direct mutual fund
- Up to 1% extra return on SIP investments with India’s leading mutual fund houses like
- SBI Mutual Fund
- ICICI Prudential Mutual Fund
- HDFC Mutual Fund
- Franklin Templeton Mutual Fund
- Birla Sun Life Mutual Fund
- Reliance Mutual Fund
- Tata Mutual Fund
- Axis Mutual Fund
- Mirae Asset Mutual Fund
- UTI Mutual Fund
- L&T Mutual Fund
- DSP Mutual Fund
- IDFC Mutual Fund
- Edelweiss Mutual Fund
- DHFL Mutual Fund
- Kotak Mutual Fund
● Investment in top mutual funds & SIPs
- Mutual fund scheme comparison based on ValueResearch Rating, investment portfolio & historical returns
- Quick & easy payment for mutual funds or SIPs with UPI, EasyPay, Net banking & debit card
● All types of mutual fund scheme
- Explore & find top mutual funds for SIP or Lumpsum investment across :
- Equity Mutual Funds
- Large Cap Mutual Funds
- Multi Cap Mutual Funds
- Small Cap Mutual Funds
- Debt Mutual Funds
- Hybrid Mutual Funds
- Aggressive Mutual Funds
- Balance Mutual Funds
- Short Term Mutual Funds
- Long Term Mutual Funds
- ELSS Tax Saving Mutual Funds
- Liquid Mutual Funds
● Mutual fund SIPs in ELSS tax saving mutual fund from ₹500/month
- Regular SIPs investment amount: ₹100
- ELSS tax saving mutual fund SIP amount: ₹500/month
- Save tax with the best Tax Saving Mutual Fund App
- SIPs in top ELSS Mutual fund schemes to automate tax saving
- Save tax up to ₹46,800 per year with ELSS mutual funds SIP investment
● Mutual fund & SIPs investment payment option
- UPI Payment
- Debit Card & Net banking
● 50% extra returns on you Savings
- Start your lumpsum or SIP investment in mutual funds through SmartDeposit
- No lockin period, instant withdrawal
- Higher return than Fixed Deposit & PPF
● Loans offered by ETMONEY
- LoanPass (recurring instant loan or credit) Limit: Loan of up to ₹3,000 - ₹5 lakh
- Personal Loan: Loan of up to ₹20 lakh
● Personal Loan up to ₹20 lakh from interest rate as low as 11.99% p.a.
- Personal loan available in 950+ cities
- Eligibility decision in 2 minutes
- 100% Paperless & Quick Approval
- Low Personal Loan Interest Rate
- ETMONEY Personal loan is powered by Fullerton India
● LoanPass (lifetime pass for instant loan or credit) with flexible repayment tenures
- Lifetime Pass for instant loan & credit
- Instant loan from ₹3,000 - ₹5 lakh
- Loan interest rate starts from 13% - 18% p.a.
- Flexible EMI tenures of 2 - 36 months
- Complimentary reward packed RBL credit card on approval
- Pay interest on borrowed amount
- Pay processing fee of ₹100 or 2% of the loan amount, whichever is higher
- Collateral free loan app
- ETMONEY LoanPass is powered by RBL bank
● ETMONEY Personal Loan or LoanPass for multiple needs
- Personal loans from ETMONEY as instant loan needs like
- Salary Advance Personal Loan
- Medical Loan
- Travel Loan
- Holiday Loan
- Vacation Loan
- Marriage Loan
- Wedding Loan
- 2 Wheeler Loan
- Bike Loan
- Commercial Loan
- Used Car Loan
- Second Hand Car Loan
- Higher Education Personal Loan
- Rental Deposit Loan
● ETMONEY Mutual fund & SIPs investment app SEBI Reg. No. INA100006898
● Download app for all your finance needs:-
- Mutual fund & SIP investment
- ELSS tax saving mutual funds
- SmartDeposit investment
- Instant personal loan & credits
Your investment dashboard has got a facelift!
- Simplified external investment tracking
- Current value of investments & annualized returns at one place
- Automated portfolio update
Easy pay just got easier!
- It's quick, hassle-free and completely paperless
- Activate your registered SIP instantly through net banking in just few clicks
- Currently available to Axis, HDFC, ICICI, Kotak, IDFC, Central Bank of India, Bank of Baroda, IndusInd, PNB, YES bank users, other banks coming soon
Check Free Credit Score: Secure & Simplified Process
- Get instant Experian credit report for free
- Analyse your past performance & improve your score
- Generating your report doesn’t impact your credit score
Ratings and Reviews
Good App with prospects but needs work.
The app is definitely a positive in so far as convenience is concerned and helps bypass long paperwork and processes. At the same time the KYC process is simple enough for even a first timer to follow and register. The app needs development in terms of providing more options in SIPs. Currently the app only provides for High Growth High Risk option, Tax Saving option and SIPs with Balanced Returns option. That being said options like ETF based SIPs are currently not being provided. Second, as the SIPs do not provide details as to which are the portfolios the current Funds are invested in. Further there should be an option to ascertain what is the current market value of my investment so that investors can take an informed decision in case they require liquidity.
In so far as money market options are concerned, the process as to what happens when money is invested in the money market and the risks associated with money market investments are not properly laid out. Unless one is made aware of the risks involved in money markets, attracting investors may be difficult.
Definitely an app I would use as it makes my life easier but would want more optionality and features if the intent is to make it the sole one stop shop for making investments.
Developer Response ,
Hi, first of all thank you so much for taking time out and giving us such a detailed feedback. We are working on many new features that will cover almost all the suggestions that you have given. We would love to hear your valuable feedback on our upcoming new features as well. Regards, Team ETMONEY
UserFriendly, good UI
1. I downloaded this app 24Feb and made first investment 25Feb; after uploading all KYC requirements. KYC was going on in the background while investment in an MF was accepted. This was as mentioned in the FAQ. However, I couldn’t make further purchases of MFs after just one.. as the app said - “KYC is under process” and “Your investment is under process..”
2. Also, it seems that some specific funds/AMCs are being ‘promoted’ or given prominence while one searches for MF funds/schemes to invest in.
3. This being a fully free service, O wonder what is their revenue model?? I read somewhere that such apps sell the data of the subscribers. If this is true, it is not right. I would not want this to continue.
Otherwise the app has been great till now.
Developer Response ,
Hi, thank you for sharing your experience with us. Point 1 is correct as only the initial investment will be accepted along with the KYC documents. Afterward, your ETMONEY account will be activated once the KYC gets registered at the KRA (KYC Registration Agency).
Referring to your 2nd & 3rd point as we have more than 400 funds from 21 AMCs to invest. Hence, we've tried to help our users buy relevant funds without being biased as per their intent with Solutions like (Aggressive, Balanced, Safe, Dynamic) and put up handpicked categories and tags (top performing, tax saving, high returns, etc. Please rest assured that all your information/data is completely safe with us as we are not selling it to anyone. Moreover, we maintain stringent 4-fold security measures to keep all users' data absolutely safe and secure.
Please feel free to contact us on 9205231523 between 10 AM to 7 PM from Monday to Friday and 10 AM to 5 PM on Saturday or write to us at firstname.lastname@example.org. We will address all your queries.
Great app for with ease of features
It’s a great app , great features and ease of investing into mutual funds to insurance. The navigation is pretty user friendly and gives you update on a daily basis. This also gives you CIBIL score and tells you the history of credit to where do you find yourself as far as “ Good or excellent “ in various categories of credit history “. This will help you improve your score as well.
Opportunities- Other investments that you have made in other apps / institutions are not getting updates here - shares / investments in FD / Investments in Housing , loans taken from other banks etc. if you can give access to upload the statements of various institutions will definitely help in ensuring that this is a single app for tracking all your investments.
Up to six family members will be able to use this app with Family Sharing enabled.