PayZapp: Pixel Credit Card | UPI Scan QR| UPI Send money to any contacts | Recharge and Bill payments | Link Cards & Swipe to Pay | Wallet to account transfer | Shop | PayZapp CashPoints and Rewards
PayZapp gives you the choice to pay via UPI, Debit/Credit Cards and PayZapp Prepaid Wallet. Scan any QR or Swipe to Pay. You can send money, apply for a virtual Credit Card, make recharges and bill payments, book flights and hotels, buy 200+ brand vouchers for online/offline shopping and earn assured CashBack.
What’s New With PayZapp?
1. PIXEL CREDIT CARDS
* Introducing Pixel Credit Cards, a born digital Credit Card that empowers your choices. Supercharge your spending with features that help you save as you spend.
* Personalized Rewards – Upto 5% cashback on your choice of merchants
* Dedicated App – Apply, track, manage and control all your card settings, features, rewards, statements and re-payments all within your PayZapp
* Card Design and Billing Cycle – Cool card designs, and choice of statement date that you can choose from
* Instant Digital Card – Don’t wait for physical card plastic delivery, start spending instantly with your digital card
* Pay in Parts – Convert your big spends into flexible low cost EMIs and pay worry-free
* Tap & Pay– Now just Tap & Pay with your mobile for offline payments with PayZapp
* Swipe to Pay – No more waiting for OTPs for online transactions just Swipe to Pay
* In-App Help Centre – Simply raise service tickets on PayZapp and relax, we will resolve your queries
* Interest-free credit – Interest-free credit for up to 50 days from the date of purchase
* Exclusive dining offers –Up to 20% discount at restaurants on Swiggy Dineout
Welcome to the world of Pixel!
2. UPI
* Create PayZapp UPI handle linked to any bank account
* Scan QR and make instant UPI payments at online and offline stores
* Transfer money to any phone number, contacts, UPI ID and account number + IFSC
* Receive money from any mobile number, contacts or UPI ID
* Check account balance for all linked banks
3. CARDS
* Link any bank’s Debit/Credit Cards
* Your HDFC Bank Cards are auto-fetched and auto-linked while onboarding
* In-app card setting management for all HDFC Bank Debit/Credit Cards
* Apply, track and manage the Pixel Credit Card, a completely digital Credit Card, via PayZapp
4. WALLET
* Create PayZapp Prepaid wallet on completing KYC
* Load money via UPI or Debit/Credit Cards
* Use PayZapp wallet for all in-app payments and online merchant shopping
* Transfer money from wallet to account
5. SWIPE TO PAY
* Pay with a single swipe, No OTP required; its 100% secure
* Available on HDFC Bank Debit/Credit Card and PayZapp Prepaid Wallet
6. BILLS & RECHARGES
* Recharge mobile (prepaid/postpaid), DTH, FASTag, etc
* Pay bills
* Get monthly payment reminders
7. PASSBOOK
* Track all your payments
* Manage your budgets with spend analysis and payment insights
* Track refunds for your cancelled/failed transactions
8. SHOP
* Multiple Shopping categories and Travel partners (flight, hotel, bus, train bookings)
* Access 200+ Brand Vouchers
* Opportunity to redeem Reward Points (RPs) for Flight and Hotel Bookings
9. OFFERS
* Assured CashPoints
* Offers across UPI, Recharge, Bill pay, Shop categories and Partner Merchants
* Exclusive rewards on HDFC Bank Credit/Debit Cards spends on PayZapp Shop
10. SECURITY
* Protection from unauthorized access with phone’s default login PIN/biometric
* Advanced security feature to protect your App against fraud via screen sharing applications
* Device binding checks to ensure login only via a trusted device
Download the PayZapp now and choose the Way You Pay!
Facing issues on PayZapp?
Help Center feature ensures quicker and better resolutions:
* Tap (?) to register a query
* Select the query type and raise a ticket
* Resolve issues on PAN registration, account setup, SMS verification, identity verification, payment-related issues, etc. with a single click
Developer details: hdfc.plutus@hdfcbank.com
I recently had the pleasure of working with an HDFC banker, and I must say that the experience exceeded my expectations. The banker was exceptionally professional, knowledgeable, and attentive to my needs. Right from the initial consultation, they took the time to explain the products and services in detail, ensuring I understood all the available options.What stood out the most was their promptness in responding to my queries. Whether it was through email, phone calls, or in-person meetings, they were always available and provided clear and concise information. They helped me with everything from account management to understanding loan options and investment strategies, always offering practical solutions tailored to my financial goals.Additionally, the banker displayed a high level of patience and understanding, especially when I had multiple questions or concerns. They made sure I felt comfortable and informed throughout the process, and there was no rush to make decisions.Overall, my experience with HDFC’s banking services has been positive, thanks in large part to the excellent service provided by the banker. I would highly recommend them to anyone looking for reliable and customer-centric banking services.
Developer Response
Hi, thanks a lot for showing trust in us. We assure you to render our best services to you always.
Nice App but Wallet Lacks Credit Transaction Visibility
MujtabaMir
PayZapp is a good app, and it works fast. Earlier, it used to give great cashback offers which made it even better, though now those have stopped. The PayZapp wallet itself is amazing in terms of usability and speed. But here comes the big problem that there is no way to check if any money is credited to the wallet. You can only see debits, not credits. When I contacted customer care, their solution was simply to “keep checking your account balance,” which is ridiculous. No one keeps checking their balance every time, and no one remembers their wallet balance so accurately that they can cross-check it every single time. It is a basic feature that whenever money is credited to the wallet, it should be shown, just like debits are shown. On top of that, when money is debited, the app doesn’t clearly show if it was deducted from the wallet or directly from the main account, everything just gets dumped into the past section with no clarity. This is highly inconvenient and confusing. And the worst part? Customer care just brushed it off saying they are “working on it.” Honestly, I don’t think they are, because this is the most basic functionality that every UPI app already has. It’s frustrating, it’s careless, and it makes the wallet experience pathetic despite how good the app could be.
Developer Response
Hi Mujtaba, we sincerely appreciate you taking the time to share your detailed feedback. Your inputs have been shared with the concerned team for their review and understanding, as they help us identify areas that may need closer attention and ensure we continue improving our services in line with customer expectations.
Extremely Disappointing Experience with PayZapp
Rolled over by Apple
I have been using PayZapp, believing that it would be a safe and reliable option since it belongs to the same bank I trust for my banking needs. Despite the app's outdated design and lackluster usability, I chose to use it, assuming that security and technical support would compensate for these shortcomings. Unfortunately, my recent experience has proven otherwise. Over two weeks ago, I encountered a technical issue and the journey to resolve the issue now not allowing me to login into my PayZapp account. I was expecting a swift resolution on the issue raised. However, what followed has been nothing short of frustrating. The technical issue appears to be on the server side, as confirmed by the error messages I receive when I try to login. Despite this, the support team has been unable to resolve the problem. Instead of addressing the issue, I have been repeatedly contacted by different support engineers who ask me to attempt logging in again, uninstall & reinstall the app etc. Each time, a series of login attempt fails, I am left locked out for 24 hours. To make matters worse, a support staff member reset the issue ticket, essentially restarting the clock on the ticket's timeline to avoid an SLA breach in their internal reports. This blatant disregard for customer satisfaction is unacceptable and only adds to the frustration. It is disappointing that an app associated with a reputable bank lacks the technical expertise to resolve such issues. My trust in PayZapp has been severely shaken, and I cannot recommend this app to anyone who values reliable technical support and a seamless user experience.
"Expanding Payment Flexibility: A Review of PayZapp's Credit Card Bill Payment Options"
Aggyat Pahadi
As a loyal user of PayZapp, I've found the app to be a convenient and efficient tool for managing various financial transactions. However, there's one area where I believe PayZapp could enhance its service: credit card bill payments.Currently, PayZapp offers a straightforward option to pay the exact amount mentioned on the credit card bill. While this is convenient for those who prefer to pay their bills in full, it lacks flexibility for users who may want to make partial payments or pay a different amount than what's stated on the bill.I would like to suggest that PayZapp introduce a feature that allows users to input any amount they wish to pay towards their credit card bills. This would provide users with greater flexibility and control over their finances, allowing them to manage their payments according to their individual preferences and financial circumstances.By offering this additional payment option, PayZapp would further enhance its reputation as a user-friendly and customer-focused financial app. It would cater to a wider range of users, including those who prefer to make partial payments, pay off specific amounts, or simply have the flexibility to adjust their payments as needed.Overall, I highly recommend PayZapp to anyone looking for a convenient and versatile mobile payment solution. With the addition of this suggested feature, PayZapp could further solidify its position as a leading player in the digital payment industry.
- Convert eligible credit card payments into Smart EMI with instant eligibility checks, real-time EMI preview, and easy EMI tracking
- iPhone users can now use Face ID or Touch ID for supported UPI payments on eligible accounts
Version 2.53.15
The developer, HDFC Bank Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
