Access a wide range of financial solutions with the SmartWealth app. SmartWealth is an all-in-one investment app from HDFC Bank. With the SmartWealth app’s intuitive interface complex investments are now easy. Diversify your financial portfolio by investing in Fixed Deposits and market-linked Mutual Funds. Take charge of your financial future with the SmartWealth App!
Why SmartWealth
Here’s how SmartWealth can help you make sound financial decisions:
*Simplified onboarding
Start investing immediately with a completely digital onboarding and Know Your Client (KYC) process. Sign up on the SmartWealth app and get investment-ready in under three minutes.
*Minimal initial investments
Start investing via the SmartWealth app, with amounts as low as ₹100.
*Personalised recommendations
Explore portfolio recommendations based on your risk appetite, investment profile and financial dreams. These recommendations are curated by Bank MF Research team and can help you construct your portfolio and make informed investment decisions.
*Flexible Systematic Investment Plans
You can invest in Mutual Funds with smaller amounts at fixed intervals through Systematic Investment Plans (SIPs). You can select a preferred SIP payment date, amount, etc. Besides using the investment app to invest in SIP, you can also use it to pause, stop or redeem your SIP instantly.
*Portfolio rebalancing
With the single click portfolio rebalancing feature, you can stay on track of your dreams – you can change the weightage of your assets and minimise the risk.
*Seamless portfolio diversification
Minimise your portfolio’s risk by diversifying it across different asset classes. Choose from Equity, Debt, Sectoral Funds, Index Funds, etc. Make your Mutual Fund (MF) investments or invest in FDs.
*Remote transactions
Make hassle-free investments instantly, regardless of your location. Our leading investment app allows you to invest in Mutual Funds, SIPs or open FDs from anywhere.
*Investment profile assessment
Get your investment profile assessed in under two minutes. Once done, we help you find an investment strategy that corresponds with your profile.
*Set customised SmartJars
Choose from a range of in-built financial milestones, a dream house, a car or even an exotic vacation. Alternatively, you can also customise your own milestones.
*Multiple Mutual Fund offerings
You can invest in tax-saving ELSS Funds, Debt Funds, Balanced Funds, etc. You can also use the app to invest in Index Funds, Sector Funds, Thematic Funds, and more.
Track external Mutual Fund holdings
Track and analyse all your Mutual Fund holdings in one place. A consolidated account statement will give you access to existing MF investments against your Permanent Account Number (PAN).
*Investment insights
Stay ahead of the markets with free access to research and content on topics including investing, personal finance and financial products. Take advantage of our financial analysis to make sound investment decisions.
*Mutual Fund analysis
Along with facilitating Mutual Fund investments, the SmartWealth app also provides you with complete information on your preferred funds, including their historical performance, the asset management company’s (AMC) details, peer comparison, underlying holding details, risk return statistics and an independent rating.
*Track account statements
Get one-click access to all your investment statements with the SmartWealth app for reporting and filing your returns conveniently. You can also manage your FD – liquidate, nominee details, etc.
Need more information? You can write to us at smartwealth@hdfcbank.com
Stay updated on HDFC Bank’s latest product and service offerings by following us on our social handles:
Instagram: https://www.instagram.com/hdfcbank/
Facebook: https://www.facebook.com/HDFC.bank
Twitter: https://twitter.com/Hdfc_Bank
Excellent App for Investments and investment tracking
Real_Indiann
The HDFC SmartWealth app is an excellent tool for managing investments, especially for those looking for a seamless and intuitive experience. The interface is user-friendly and straightforward, making it easy to navigate even for beginners in wealth management. It offers a comprehensive view of all financial assets in one place, including mutual funds, fixed deposits, and insurance products, which helps users track their financial progress effortlessly.One of the best features is the personalized portfolio insights that suggest options based on individual goals and risk tolerance. The app also offers real-time market updates, portfolio analytics, and easy access to expert advice, allowing users to make informed decisions quickly.Transactions, like buying or redeeming funds, are smooth and fast. The app also provides periodic updates on account performance, and setting up systematic investments (SIPs) is quick and convenient. For anyone looking to streamline their investment journey with reliable support, the HDFC SmartWealth app is a fantastic choice!
Developer Response
Hi, we're glad to be of service to you.
Saurav
SauravT30
Amazing App.. Very user friendly and One stop Shop for all your investment. The HDFC Bank Smart Wealth App offers a seamless and intuitive user experience, designed to cater to both novice and experienced investors. The interface is clean and easy to navigate, with a well-organized dashboard that provides a quick overview of your portfolio, latest market trends, and personalized investment insights.
Developer Response
Hi Saurav, we are grateful that you value the love and effort we invest in crafting our products. Your appreciation motivates us to push our boundaries even further. Thank you for your unwavering support!
Goto app for finance
siddythebuddy
Wonderful app to track your investments, really liked the UI.The best part is you can check your balances for all of your bank accounts in one single view.
Developer Response
Hi, we are glad to know that our App is helpful to you. Thank you for using SmartWealth!
Delay in changes
Mkrish16
Hi team, hope you’re doing well. I’ve noticed that changes made to my mutual fund investments (such as moving, stopping, or transferring) are not reflecting in the app. Real-time updates would greatly improve the experience. Also, having visualizations like charts or graphs for portfolio performance would be very helpful. Thank you for your time and consideration.
Developer Response
Hi Krish, we completely understand your requirements and our team works relentlessly, to give all our users a seamless experience. Please share your experience with us and elaborate on your concern at smartwealth@hdfcbank.com Do mention reference ID SW21072500001 in the subject line so we can get back to you on your registered email ID with a resolution.
• Investing just got easier — you can now book HDFC Fixed Deposits on SmartWealth using funds from your external bank accounts.
• Enjoy a faster, smoother app experience with the latest bug fixes and enhancements.
Version 2.3.3
The developer, HDFC Bank Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contacts
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
HDFC Bank Ltd
Size
233.8 MB
Category
Finance
Compatibility
Requires iOS 17.2 or later.
iPhone Requires iOS 17.2 or later.
Apple Vision Requires visionOS 1.1 or later.
Languages
English
Age Rating
18+
18+
This app has an age rating of 18+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
