Paytm: Secure UPI Payments 4+
UPI, Recharge & Pay Bills
Paytm Mobile Solutions
-
- Free
iPhone Screenshots
Description
Paytm (पेटीएम) - Built for India. Trusted by 45 Crore+ Indians.
We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.
Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.
Why Paytm?
● India’s safest, most secure UPI money transfer app
● Powered by top Indian banks
● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes
Innovations Only on Paytm UPI
1. Hide & Unhide Payments - Only you control your transaction visibility.
2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
4. Spend Analytics - Categorised spend insights, month-on-month tracking.
5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
6. Receive Money Widget - Coin sound & notification every time you receive a payment.
7. Scan & Pay Widget - Scan QR right from your home screen.
8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
10. Self Transfers - Move money between your own bank accounts instantly.
Payment Methods – UPI Your Way
● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.
Recharges, Utility Bill Payments & More
● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more
Pay at Online Stores
● 100+ apps supported - food delivery, grocery, shopping & OTT
Set UPI PIN
● Secure every transaction. 4 or 6-digit UPI PIN setup required.
Rent Payments Made Easy
● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.
Paytm Card Machines (Soundbox + Swipe)
Merchants across India now accept Paytm card machines. You can:
● Scan QR and pay
● Swipe credit/debit cards securely
All with real-time payment confirmation via iconic Paytm sound.
Personal Loans on Paytm
● Loan: ₹50,000 to ₹25,00,000
● Loan Tenure: 6–60 months
● Loan Interest Rate: 10.99%–35% p.a.
● Loan Processing Fee: 0–6%
Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186
Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp
Check Credit Score for Free to Get Instant Cash Loan
Travel Made Easy
● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
● Buses: Instant ticketing with major operators
● Flights: Compare fares, book and manage trips easily
Contact Us
One97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304
Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.
What’s New
Version 10.61.0
Scanner 2.0: Where speed meets spectacle
Your everyday payment just got a cinematic upgrade. Lights, scan, action!
Payment Reminders:
From rent and tuition to maid’s salary and pocket money — set it once, and Paytm ensures you never miss a due date.
Favourite Contacts:
People you pay most often now show up first. No more scrolling or searching.
Under-the-Hood:
Bug fixes, performance upgrades, and all the smooth touches that make Paytm feel just right.
Ratings and Reviews
Unprofessional Customer care
Paytm has the most unprofessional ways to interact with customers. The very primitive chat bot in the app provide only limited options to capture customer issue/feedback. And surprisingly, the issue raised appears solved immediately in the app, while no action has been taken by Paytm. And also, their agents call to follow up on due payment using different mobile phone numbers and that too in a total illiterate manner and not synchronised with each other. After listening to the issue, verbal assurance is given by some of them, however no ticket no email. But nothing actually is done by them. If Paytm wants to retain customers, they should really work on priority to setup a professional customer care like any bank or other institutions, and give proper attention to customer’s concerns and resolve them. I am a frustrated customer who has now stopped using Paytm for any further transactions - competitors in the market provide much better service.
Frequent Updates
This hassle of updating the app every other day or probably twice in every week is really tiring , it’s convenient if you have WiFi but when you are in any public place or for that matter the majority of Internet users in this country depend on Mobile Data rather than WiFi and the increasing size of the application and sometimes due to high usage of data in a particular area/location, network server tends to be slow and results in consumption of extended duration of time thus , hassle . I know some points made here are beyond your control such as network providers and stuff , but you being one of the major payment gateway in India and having a renowned presence in market should design the app according to its users within this land mass , make it quicker and smoother .
The other day it was late night , my phone was gonna die and when I had to use paytm as I didn’t have any cash then , it consumed hell lotta time,eventually my battery flushed out helplessly I had to look for atm .
PS - Get rid of unnecessary options as Paytm mall within the app and some other less demanded features. Segregate the features and design various apps accordingly, now that people are aware that paytm has so many features they can install your various applications as per their need which would save time and resources as DATA but keep compatible user interface. I hope this feedback would be appreciated and you could make some adjustments accordingly .
Fraudulent charges on postpaid
I have been using paytm for years now and the customer support was always bad. Once or twice I had payment related issues where my refund was not credited on time and everytime I had to lodge a complaint with consumer helpline to actually get help from paytm. Customer support wouldn’t reply to your query with direct answers, for example you ask why have I been charged xx amount, they would reply either with the policy details or tell you that yy amount is already refunded. Totally irrelevant answers. Plus there is no number that you can call to put your point across clearly. And oh my god the response time! They say that they would respond in 2-4 hrs but it never happens.
Recently a random charge has been levied on my paytm postpaid and it doesn’t say why. I had cleared my dues on time, paid the convenience fee and still there was an unnamed charge I had to pay. It’s been 3 days since I contacted paytm about it and so far they have told me that convenience fee + GST % is charged on postpaid which was not my concern. Then after I explained the problem again in clearer words, they again responded that an amount xx has been charged as convenience fee. I don’t want to know the convenience fee. I already know what convenience fee is. It’s not even about the money. It’s about the trust I have had on paytm for years. Now I would think twice before using paytm.
App Privacy
The developer, Paytm Mobile Solutions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- PayTM Mobile Solutions Private Limited
- Size
- 278.3 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, Hindi
- Age Rating
- 4+ Infrequent/Mild Contests
- Copyright
- © One97 Communications Ltd
- Price
- Free
Supports
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