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Cashalo is your partner for cash loans and credit. It is a mobile app that can help you in times of emergencies and urgent needs. It is designed for Filipinos, by Filipinos. The app’s name itself is a combination of two words: Cash and Kasalo, which means "to have a partner for your finances".

Cashalo - Higit sa Cash, Kasalo!

Lazada Loan
Top up your Lazada Wallet using Lazada Loan so you can Shop Online & Pay Later

Cash-Out with PayMaya
Get a Cash Loan without a bank account. Instant disbursement to your PayMaya account after approval.

NEW!!! We Shop For You at Robinsons
Get pre-approved to Shop Now and Pay Later at Robinsons Department Store

Fast Approval & Disbursement
Get your loans and credit approved in as fast as 8 minutes and funding to your bank account in as fast as 30 minutes!**

Low Interest Rates
Loan and credit should be as affordable and transparent as it is fast, easy, and secure to access.

Easy Application Process
Verify your identity and submit all the requirements in the app with at least one (1) valid ID to complete your Credit Profile.

More Referrals, More Rewards!
Cash rewards for you and your friends when you invite them to Cashalo! Invite your friends now! #CashaloTAYO

We have the right product for your needs
Cashaloan – Cash loans up to Php 4,500!

Shop Now and Pay Later – Shop for multiple gadgets and appliances and pay later in installments! *

Lazada Loan - Top up your Lazada Wallet and shop safely from home

PayLater – Activate this feature to receive up to P2,000 credit limit

Let’s say you want to buy a mobile phone. You can shop now and pay later in 3, 6, or 9 monthly installments from any participating stores.*

For example:
Total price of mobile phone: Php7,000
Down payment: 20% (Php1,400)
Loan amount: Php5,600
Processing fee: 5% (Php280)
Loan term: 6 months
Monthly interest rate: 3.99%
Monthly payment: Php1,121.31
Total payment: Php6,727.89

*Shop Now and Pay Later minimum repayment period is 90 days and maximum is 270 days from Cashacart participating stores.
**Cashalo minimum disbursement time is typically less than 24 hrs. Processing time may vary per user depending on cut-off.
***Shop Now and Pay Later maximum effective APR% is at 49.68%.

Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.

To verify your identity, we require the following app permissions:
Location Access - To auto-verify your address.
Contacts Access - To easily nominate your contact references.
Camera Access - To scan your IDs to complete ID verification using Cashalo’s facial recognition technology

Contact Us
Nandito kami para sa'yo, Kasalo! For questions, feedbacks, or concerns, please contact us at:
Website: www.cashalo.com
Facebook: @CashaloPH
Address: 16F World Plaza, BGC, Taguig City, Philippines 1634
Email: hello@cashalo.com
Contact Number: +63 2 8470 6888

Please visit https://www.cashalo.com/faq/ for the latest updates to the Cashalo FAQs

All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162

About Us
Cashalo is a Filipino technology and financial services company, committed to building a more financially inclusive future for or all Filipinos. Through the Cashalo app, our technology enables fast and secure access to credit at the push of a button.

Cashalo, is a wholly owned subsidiary of Hong Kong based Oriente (whose founders are behind internet giants Skype and LU.com).

What’s New


We Shop For You at Robinsons! Get pre-approved to Shop Now Pay Later

Ratings and Reviews

4.4 out of 5
5.2K Ratings

5.2K Ratings

ZoeNightshade13 ,

One of the Best Online Lending Apps Available

The app is very easy to use, however you must provide a lot of details and documents. If you have your payslips and IDs available, then this must not be a problem to you. I also like that they remind you through text and through customer service agents that your due date is getting near, and they ask you if you will be able to pay it on time. Maybe if your answer is no, they will give you allowance to pay your debt. My only comment about this lending facility is that the credit limit is low, and they increase it very slowly. I have borrowed for four times now and also paid them on time but my credit limit is still around 7k.

bAbyCristy ,

Best online loan I only have and I can count on.

To be honest I wasn’t like how your call center agents treat me o the first loan. I indeed love you guys, please disregard my last review. Just now I paid my first loan that suppose to due tomorrow. I tried to loan again and though you would asked all the information I’ve given you but was surprised that you did not. I was like “oh really?” When I just click proceed then I received a notification message that it was approved just now. This is truly awesome! I can’t believe second loan experience would be greater than the first one. Over all I love your management and this changed my point of view. Pls just educate your call center agents. I understand they’re just doing their job but they should also put their selves on our shoes. kudosss!!!

Second thoughts for them: this app is incredibly amazing! I just finished my fly now option where you can pay your ticket through them. We need to go home again in Mindanoa and paid my two remaining payments in advance to install again 😂😂 and it was approved immediately. Supperr!!!!

Marloner ,

A very humble and good lending service

This is my first time to apply and get a very good feedback of approval for a loan thru online and my first was very gracious! This is the best lending company online. I actually applied for loan with Moola or Cashwagon BUT they are those lending companies who do not want to help people but to get a lot of hidden fees and interest from. Cashalo is different! They just have 300 pesos interest from 3k and they will really deposit 3K to your bank account. UNLIKE those lending companies mentioned that instead of getting 3k, they will deposit 2700 because of interest and add up another fees! So they are not really to help Filipinos in terms of needs, they just want to get more money thru interests! Even if I was approved for their loan offers but when they introduced me the hidden fees, I REFUSED! Thank you CASHALO! And I shall return 😂


Oriente Express Techsystem Corporation
77.3 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Unrestricted Web Access


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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