Be Boundless with RCBC Pulz
On beat to your banking needs
Modern look, easy navigation. Let your pulse guide your way!
- Just swipe through to see all your accounts in one screen
- Start transactions straight from any dashboard and complete them in fewer steps
- Complete transactions with just one swipe
- Learn more from the Financial Literacy section
Your journey to financial empowerment starts here!
- Experience hassle-free transactions in a heartbeat.
Speed, efficiency, and boundless banking - all in one place!
Be in full control of all your accounts such as current and savings accounts, MyWallet prepaid card, credit card, and loans.
Open a USD or PHP account anytime, anywhere - without going to a physical branch! Zero minimum balance. All you need is one (1) valid government-issued ID.
Keep full track of your balance and spending. Check up to 3 months worth of your ATM withdrawals, fund transfers, and online shopping in your Transaction History.
- Stay in sync with your finances - anytime, anywhere!
Manage your money the way you want through features that provide boundless access.
Do stress-free deposits, withdrawals, and payments just by scanning a QR code.
Perform cardless withdrawal up to Php 20,000 per transaction, and up to Php 50,000 per day at any RCBC ATM. Cardless Deposits are also possible in select Deposit Machines available in RCBC Plaza.
Send cash up to P5,000 per transaction and up to P50,000 per day.
Deposit checks to your RCBC account by simply taking a clear picture of the front and back of the check.
- Unlock the full potential of digital banking.
Enjoy more time and freedom through our boundless services.
Transfer funds directly to local and international banks and PH e-wallets.
Send cash to loved ones even if they don’t have a bank account. They just need to present the reference number sent to their mobile numbers and 1 valid ID to any RCBC branch or to RCBC’s remittance partners.
Purchase and convert 6 foreign currencies (US Dollars, HongKong Dollars, Euro, British Pounds, Japanese Yen, and Singapore Dollars) either for travel or investments.
Pay bills online for FREE. No enrollment needed.
Buy telco, gaming, and RFID load to be credited to in your account in real time.
Order new cheque books and request other bank documents in advance.
- Own your financial future.
Explore boundless opportunities in the digital financial space.
Invest in your future through the country’s first digital in-app Unit Investment Trust Fund (UITF).
Place and manage additional investments, and withdraw your investment earnings anytime without penalties.
Learn more financial tips from our dedicated Financial Literacy section.
- Elevate your lifestyle and reap rewards.
Immerse yourself in a world of boundless experiences.
Maximize RCBC's credit card features, Unlipay, Rewards, and Payroll loans.
Have access to an in-depth analysis of your expenses through the Spend Analyzer feature.
Make your credit card payments lighter by converting purchases up to 36 monthly installments.
Secure your credit card by using your phone - report a lost or damaged card, activate your card, and lock or unlock a card.
- Ensure protection of all your financial transactions.
Experience boundless protection from multiple digital security checks.
Secure access to your accounts with biometrics log-in and device registration.
Confirm all transactions with a one-time password (OTP).
Prevent unauthorized transactions when you lock and unlock your debit and credit cards in just one swipe.
Monitor transactions happening in your account with email and SMS notifications.
I have been using this RCBC Pulz app since its first launch. The RCBC Pulz is good and got all the digital banking transactions. It has a digital loan feature that is really useful whenever you need financial support. Such as a Salary loan, which is flexible and can set the amount and payment period needed. However, there was an issue with the Amortization schedule page that I encountered. The schedule does not match the transaction that was debited from my payroll account. I have already raised this issue with customer support multiple times since June 6, 2024 regarding a case that remains unresolved. Even though the loan has been fully paid, the Amortization schedule still displays a pending payment due. Until the amortization schedule is cleared, making another loan transaction is not possible due to the salary loan feature not being displayed. My expectation is that bringing this to the developer's attention will resolve this concern as soon as possible.
Developer Response
Hi Jegdon. thanks for reaching out. We would very much like to offer our assistance on your concern. Kindly send us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern.
Annoying Inconvenience
AnnoyedPinoy197
RCBC online used to be my go-to banking app until they released this Pulz version. Looks-wise it has a bit smoother interface, but there are bugs that until now still remain unresolved. I’ve had a credit card that’s been active for several years that I was able to use for Unli Pay transactions several times in the past until RCBC issues me a new card that’s supposed to serve as my old one’s replacement (but do take note that my existing card doesn’t expire for several months). Regardless, I activate it in the hopes that I don’t have to deal with any more problems, but no. IN SPITE OF ACTIVATING the new card already, a prompt repeatedly hinders me from using it for Unli Pay transactions telling me to “please activate the card” first. I’ve already used the card for Unli Pay before, and have also used it outside at restaurants. There’s obviously a glitch that to this day is still unresolved. Not to mention that sometimes the app also has a bug that just tells you you’re already logged in when you’re not. (Which in turn doesn’t allow you to log in). I’ve put up with this for far too long and honestly, this is the first time I’ve ever felt the need to rant about an app. Funny thing about this is all I see RCBC doing in the reviews section is refer you to their customer service hotline which for one, takes AGES for an agent to pick up, and two rarely EVER offers you a convenient resolution to your concern. So all-in-all this app is a 1-star unless they fix up the bugs. You’re better off using the BPI online banking app if you ask me. (it has bugs too but at least they’re not as annoying and a nuisance as this)
Developer Response
Hi AnnoyedPinoy197. Thank you for taking the time to inform us about your experience. We are sorry to hear our service didn’t match your expectations. We do appreciate hearing from our customers so we can continue improving our service. We will share your comments and suggestions with the concerned business unit.
After Fixing my CCs - Way better!
jclanuza
Update: I’m glad RCBC is making things better along the way. They were able to fix my issue of credit cards not showing in the pulz app. This is better for me than the old digital app. Kudos to your tech team!Not able to see my credit card accounts since I received my second card. Previously I’m able to see my card when I only had one. Now I cant see both of them. Even when I do the Manage Accounts in the Credit Card tab, it shows the cards but when I save the settings, it still does not show the cards. It just displays “nothing to display” on the Credit card tab. I’m able to access the cards fine in the Old app but I wish this gets fixed soon in the Pulz app. Currently even paying bills via Pulz is not possible since it cant detect my cards. So frustrating.
Developer Response
Thank you Jclanuza007, for your positive review! We are happy you had a good experience and hope you continue enjoying the convenience of our RCBC mobile app.
Painfully Inefficient
Stroda17
I can’t bring to explain how bad this app is. At first, it was alright. But this week has been a disaster. Overnight it stopped working and wouldn’t let me log into my account, claiming “connection problems” when all of my other banking apps are working. The app wouldn’t work regardless of the WiFi, data, etc. I could only access my account using the website while using data, mind you. The app wouldn’t even let me reset my password, because I had no idea what was happening and was terrified someone might be trying to hack into my account. When I finally managed to get traction on Pulz, I had to re-register my device. And then after the 24 hour waiting time after registration was over, the app told me my password was incorrect when it literally just worked on the website!The inconsistencies and inefficiencies are so disappointing. And this is coming from a Hexagon member. I suggest forgoing this app altogether if you want some peace of mind and just use the old-fashioned website.
Developer Response
Hi Stroda17, Thank you for taking the time to inform us about your experience. We are sorry to hear our service didn’t match your expectations. We do appreciate hearing from our customers so we can continue improving our service.
Bug fixes and performance improvements
Version 26.2.0
The developer, Rizal Commercial Banking Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Other Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
RIZAL COMMERCIAL BANKING CORP
Size
149 MB
Category
Finance
Compatibility
Requires iOS 12.4 or later.
iPhone Requires iOS 12.4 or later.
iPod touch Requires iOS 12.4 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
