OCBC Digital 4+

Oversea-Chinese Banking Corporation Limited

    • Free


OCBC Digital app is the smart way to stay on top of your finances.

In an age where mobile and internet banking (iBanking) in Singapore have become the norm, OCBC Bank offers a digital banking experience that is user-friendly and secure. Experience seamless, hassle-free banking when you access the OCBC Digital app with OCBC OneToken – you can check and manage your finances on the go, and be assured that your information is safe. In addition, the OCBC Digital app has helpful features such as consolidating accounts across different banks and accessing bank account statements.

Based on your habits, lifestyle and motivations, we constantly create new experiences so you can do it all with one banking app:

Unlock unlimited investment and wealth management opportunities
• Plan for your dream retirement or your child’s future education with OCBC Life Goals
• Invest easily through a suite of products such as unit trusts, Blue Chip Investment Plan, portfolios of Exchange Traded Funds (ETFs) and Singapore Government Securities (Savings Bonds, SGS Bonds and T-bills)
• Contribute to your Supplementary Retirement Scheme (SRS) Account
• Place time deposits (SGD and FCY)
• Personalise your investment portfolio with OCBC RoboInvest, which aims to make the best of market trends and automatically optimise your portfolio to help you grow your wealth
• Invest in 15 global exchanges and get 24/7 access to your equities investments with an online equities account
• Stay ahead of the curve with investment ideas, market updates and thematic articles from experienced OCBC investment experts
• Set up alerts to monitor price fluctuations and market movements

Stay on top of your finances
• Turn insights into action when you receive personalised insights so you can earn more, save more and manage your money better
• Stay on top of your spending with Money In$ights and gain access to smart money management resources to track your budget and save effortlessly
• Access our financial planning journeys to calculate exactly how much you need to reach your life goals, be it protection or planning for your future
• View your bank account balances at a glance
• Log in quickly and easily, with access to frequently used services
• Pay bills and transfer funds – both locally and overseas – with real-time competitive FX rates
• Manage your account, cards, personal details and other services seamlessly
• Get a consolidated view of your money across banks and government institutions with Financial OneView, enabled by SGFinDex. You can even retrieve, manage and pay your income tax
• Make seamless mobile payments at participating merchants and cardless cash withdrawals at OCBC ATMs by scanning the QR code
• Set reminders and gain an overview of all credit card spends and reward points at a glance
• Get the best deals with OCBC credit cards and be rewarded with miles, rebates, cashback and more

Apply seamlessly and get instant approvals
• Open a new bank account instantly with MyInfo
• Apply for a credit or debit card seamlessly
• Get the cash loans you need instantly, with flexible and affordable repayment schemes

Prepare for the unexpected
• Get insurance coverage for life’s uncertainties with our comprehensive plans ranging from whole life and term life insurance to accident, health, travel, home and car insurance
• Protect and grow your wealth for you and your family by investing in Investment-linked insurance plans
• Save for your retirement, your child’s education or a long-term life goal with our suite of endowment plans

What’s New

Version 16.6

• Top-up CPF accounts for yourself or your loved ones via Your Financial OneView.

• Saving just got much easier. Open a 360 account and let us generate the salary crediting letter for you to send it to your HR department.

• Invest with even more confidence in Digital Gold, Silver with daily and weekly historical price charts and investment transaction history.

• Invest in FX at your preferred rate using FX auto-execute order feature or be notified with FX rate alert feature.

Embark on your smart money management journey by updating to the latest OCBC Digital app, available in Chinese as well.

If you think that our developers are doing a good job, please rate us below.

Ratings and Reviews

4.7 out of 5
66.4K Ratings

66.4K Ratings

BooBecca ,

Fixed: Cannot access money insights

Overall it does what it says on the box. However recently I have an issue. I use an OCBC debit card but I cannot see the breakdown of my transactions, making it impossible to track spending and manage my budget. I could see all these before the update. Am writing here because I can’t find a “ask support” function in the app.

Update: after contacting their customer support via their in-app secured mailbox, I’m glad to say the issue has been resolved! They were prompt in their responses and fixes. Very grateful.

YesImStillUsingEmails ,

Updated: App Not Ready? — 6 May 2022 Fri

Been waiting for years to install this app after seeing so many bad reviews. Then come news about OCBC wanting to stop the use of physical tokens. I thought that OCBC has finally over come the technological barriers to bring forth a stable app. How wrong of me. Installed on 19 Apr 2022 Tue, and tried to activate the OneToken (the replacement for the physical token) on the app. Unsuccessful. After going through days of trying, 5 customer service personnels, and references of my case to the technical department, I still failed to get the OneToken up and running.

Oh wow!! How patient I am!! But now I have given up, and asked the customer service personnel to close the case even when the problem is not solved. I have since uninstalled the app.

This app still need more work to it to be fully functional. — 5 May 2022 Thu

Update: Something I left out. For those who are concerned with privacy, should note what this OCBC banking app does.

1) It wants to know your location when you are using the app.

2) It wants to know your location when you are NOT using the app.

3) It will scan your wifi network when you are on wifi.

That’s a lot more than other banking apps I’ve used before.

— 6 May 2022 Fri

Dadoo1234 ,

Not so friendly after u upgrade to a new phone

I recently upgraded to another iPhone and the nightmare started. I tried to activate the one token on the new phone but was told to deactivate first on old phone. There is no option to deactivate on the old phone! Called customer service but not much help !! Now I’m stuck ! I can still access my account from my SIM-less old phone but can’t do anything on the new phone ?!

App Privacy

The developer, Oversea-Chinese Banking Corporation Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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