United Overseas Bank Limited Co.

    • Free

iPhone Screenshots


Meet UOB TMRW, the all-in-one app for all your financial needs. It’s banking made simple, easy and personal for you:

Personalised money insights – Bank smarter with personalised alerts, reminders, and spending and saving recommendations.

Grow and manage your money – You'll find everything you need to grow and protect your wealth in the Wealth section, including SimpleInvest and SimpleInsure.

Rewards+ – Enjoy Singapore's newest and biggest rewards programme on the UOB TMRW app. Get personalised, exclusive deals on dining, shopping, travel and more, and track and use your cashback and rewards points.

Easy daily payments – Pay using PayNow and Scan to pay directly from the login screen.

Withdraw cash using your phone – Select your withdrawal amount on the app, and tap your phone to enjoy cardless withdrawals at selected UOB ATMs.

Competitive foreign exchange rates – 11 currencies for your trading, online shopping and travel needs with Mighty FX.

What’s New

Version 15.3.3

UOB TMRW just got an update! We've fixed a few bugs and made upgrades to create a better experience for you.

Try it out and let us know what you think!

Ratings and Reviews

4.8 out of 5
84.5K Ratings

84.5K Ratings

user from oversea ,

Broken update billing address user journey

It is so hard and not user friendly while we are trying to do everything within mobile device.

1. False information on the prompt on invalid otp showing physical token while in real is user has no idea that token already digitalised. Wasting time on trying and only got to know the reason by calling hotline. Second, customer service is not helpful and force the user to do it digitally while the experience isn’t seamless. No other option given such as sent the address form via inbox and user can reply and send back. Sadly, only can do like era 80, physical copy by mailing or drop at bank 🙄

2. Entry point of mighty secure. In what scenario does the bank will think a customer will tap tat token yet they need to rmmb another password while their normal login is already can be use biometric login. I don’t find it is even helpful putting at the login page while still asking user rmmb password unless this apps is target to hr or admin while they dun need a login. Bt as a normal consumer, it is quite hidden to find the mighty secure. If without hotline help, i can’t even find it as it is more common behavior that customer will look in the apps after login

Developer Response ,

Dear user from oversea,

Thanks for taking the time to share your views and suggestions with us.
Your feedback helps us understand how to better improve and we will continue working to improve your experience!

We would like to address your 2 points separately. For the first point, we would like to investigate the soft token issue and provide a solution for you. Please contact us at helpme@uobgroup.com with the following details:

Device Model:
OS Version:
Mighty App Version:
Brief description of the issue:
Steps performed until you encountered the issue:
Date and Time issue happened:

For the second point, we would like to share the background of having Mighty Secure in our app. Mighty Secure is a digital security token embedded in your mobile device replacing SMS or SecurePlus Token One-Time Passwords (OTPs). As an additional precaution for your security, you will need to enter the Mighty Secure PIN when you are performing the following transactions:

- High risk transactions such as adding of payee or updating your mobile number
- High value transactions above your pre-defined limit

We value your feedback on the placement of the entry point to set-up Mighty Secure. We have brought this point up with our team and will continue working hard to improve your online banking experience!

UOB Mobile and Digital Team

the_original_p2s ,

Customizable alerts on banking transactions would be more useful than “lifestyle” recommendations

As far as usability and stability goes, this app is much better than that of some other major banks in Singapore; no critical flaws to report. However it would be much more useful for a banking app to have features that help the user track the money going in and out of their accounts than other frankly superfluous frills like dining recommendations. For example the type of notifications given by the app are not user-customizable. The user is frequently spammed by repetitive and unnecessary warnings about scams, phishing, SMS notifications etc - i.e. messaging that the bank deems necessary even though the user may disagree; but the user is unable to even set simple but useful notifications triggered by certain types of debits or credits to the account. For example, it should be possible for the user to request a notification every time there is an inbound transfer to the account—of any type, not just via PayNow; or e.g. for a notification to be triggered every time there is a deduction above a user-specified threshold. This allows the user to receive push notifications for important changes to the money in the bank account, which after all is the CORE function of a bank account and any tool or app for managing said bank account.

Developer Response ,

Dear User

Your feedback is important to us. Thanks for taking the time to leave us with your kind words. We've brought your feedback up to our Product team. We will continue to work hard to bring you a simple, easy and personal banking experience.

If you require further assistance or would like to provide more feedback, please contact us at helpme@uobgroup.com and include 'App Store Review: the_original_p2s' within the email title for our team to easily identify your email to this review.


superkaly ,

Experience with UOB staff

After reading the 10 Oct LHZB of a customer’s experience at UOB branch, I encountered the same experience on Sat intending to open a joint FD and SA with an elderly family member, was attended at counter instead of being directed to a separate table with more privacy. The whole time every other people standing around can hear our conversations. No passbook issued for basic SA, unable to see transactions, only statement can, if lost pb must pay $15, FD unable to opt for no auto renewal, and transfer back to SA, have to come back one day before FD due date to arrange. Suddenly Overwhelmed with so much rules, I decided to leave and not open any account with UOB. Think UOB is more for atas customers. The bank look so big, so bright and nice, I felt like being swallowed in the whiteness.

Developer Response ,

Dear superkaly

We're sorry your visit to the branch has been frustrating! Your feedback is important to us. We'd like to share that once your Fixed Deposit account is open, you may make a new Fixed Deposit placement digitally via our UOB TMRW app or Personal Internet Banking portal (https://pib.uob.com.sg) with one of the options to "Rollover principal and interest" (auto-renewal of fixed deposit). By making the fixed deposit placement online, there is no need for you to visit the branch one day before your fixed deposit due date to renew it.

For further assistance, please contact us at helpme@uobgroup.com with email title 'App Store Review: ' with these details:
Your Mobile#:
Description of issue:


App Privacy

The developer, United Overseas Bank Limited Co., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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