Paychex Pay

Name: Paychex Pay
Rating: 4.7 (449 reviews)
Author: Paychex, Inc

Finance

Only for iPhone

Free · Designed for iPhone

449 Ratings
Ages

18+
Years
Category

Finance
Developer

Paychex, Inc
Language

EN
English
Size

86.9
MB

iPhone

Paychex Pay℠ allows you to easily manage finances from a user-friendly app. Seamless Banking¹ Solutions ¹Paychex is not a bank. Banking service provided by Central Bank of Kansas City, Member FDIC In today’s fast-paced world, convenience and speed are everything. Enter Paychex Pay℠, an online account established by Central Bank of Kansas City, Member FDIC. It comes with a Paychex Pay Debit Mastercard® and optional Savings Account to easily manage your finances all from a user-friendly app² GET PAID FAST Get paid up to 2 days earlier with direct deposit³ EASILY MOVE MONEY Move money⁴ between accounts or send money to a friend all within the app FAST CHECKOUT Pay at retailers with your contactless card or mobile wallets ADD MONEY QUICKLY Add funds via direct deposit, cash deposits⁵ at Mastercard rePower® locations, or mobile check deposit⁶ SAVING Save for your future with an optional savings account with no minimum balance required CASH BACK REWARDS Earn cash back⁷ for purchases made at various retailers MASTERCARD ID THEFT PROTECTION™ Alerts you to possible identify theft and provides you with resolution services if needed 2- Standard message and data rates from your wireless provider may apply. 3- In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Early deposit of funds will begin upon the 2nd qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer 4 - Fees and limitations may apply. Consult the Deposit Account Agreement and Fee Schedule for complete details. 5 - Service fee up to $5.95 applies. Deposit and account balance limits apply. 6 - The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy available in the App. All checks are subject to approval prior to funding. Unapproved checks will not be funded to your Account. Approval review may take up to one hour. Fees and data rates may apply. Ingo Money, Inc. and First Century Bank, N.A., are not affiliated with Central Bank of Kansas City. 7 - Participating in Paychex Pay Rewards is optional, and you may opt-out at any time by calling 1-866-438-0579. Offers are based on your shopping habits. Cashback is earned by using your Paychex Pay Card for qualifying purchases and is credited to your account once the qualified purchase transaction is settled, depending upon the merchant. Central Bank of Kansas City is not affiliated with and does not endorse or sponsor the rewards program. For complete details, including the use of transaction data, see the Paychex Pay Rewards Terms of Service provided to you with the Deposit Account Agreement The Paychex Pay Deposit Account is established by Central Bank of Kansas City, Member FDIC. The Paychex Pay Debit Mastercard is issued by Central Bank of Kansas City pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Deposit Account and Card. If you have any questions regarding your Deposit Account or Card, you should consult your Deposit Account Agreement and Fee Schedule or contact us toll-free 24/7/365 at 1-866-438-0579

Ratings & Reviews

4.7

out of 5

449 Ratings

Honest review.
06/10/2025

crobinson1901
The app functionality could be improved immensely. I don’t have time to write an exclusive detailed review about it, but you get the memo based on other reviews and just general app experience. Otherwise, I am very happy with the banking experience so far.
Honest review.
06/10/2025

crobinson1901

The app functionality could be improved immensely. I don’t have time to write an exclusive detailed review about it, but you get the memo based on other reviews and just general app experience. Otherwise, I am very happy with the banking experience so far.
App Glitches and Money Disappears
09/29/2025

Gen Cam 111
Had this account for several years. The functionality is super basic, if I lock my card, the app freezes up and I have to call them to unlock my card.Most recently I tried to transfer $2410 from my spending account to my savings account and there was an error. However, my money was still taken out of my spending account but not put into savings. I’ve called and spent countless hours on the phone and can’t get anybody to help me fix it, other than say it’s escalated…cool. It’s a simple fix any bank could just do manually review, but not here. My money is just gone. Beware!!
App Glitches and Money Disappears
09/29/2025

Gen Cam 111

Had this account for several years. The functionality is super basic, if I lock my card, the app freezes up and I have to call them to unlock my card.Most recently I tried to transfer $2410 from my spending account to my savings account and there was an error. However, my money was still taken out of my spending account but not put into savings. I’ve called and spent countless hours on the phone and can’t get anybody to help me fix it, other than say it’s escalated…cool. It’s a simple fix any bank could just do manually review, but not here. My money is just gone. Beware!!
very messy.
05/21/2025

Lucky Elle
I wish theyd just let you do this via a desktop and didnt demand that you get this app. especially since its so buggy that it makes it impossible to navigate. it sends notifications even if you turn notifs off in the app and it sends them 2 days after the transactions were even made. just leads to more confusion. good if you’re in between banks but beyond that- don’t stick around here. AND STOP SENDING NOTIFS.
very messy.
05/21/2025

Lucky Elle

I wish theyd just let you do this via a desktop and didnt demand that you get this app. especially since its so buggy that it makes it impossible to navigate. it sends notifications even if you turn notifs off in the app and it sends them 2 days after the transactions were even made. just leads to more confusion. good if you’re in between banks but beyond that- don’t stick around here. AND STOP SENDING NOTIFS.
Customer Service Could Be A Lot Better
07/22/2025

Deana Jackson
This bank is pretty terrible. I wasn’t able to get overdraft (purchase cushion) despite qualifying for 3 months. I can’t get notifications when I get paid. The customer service is awful as another reviewer said. They are nice but can’t help you. I am switching banks and closing my account because I can’t take it anymore.
Customer Service Could Be A Lot Better
07/22/2025

Deana Jackson

This bank is pretty terrible. I wasn’t able to get overdraft (purchase cushion) despite qualifying for 3 months. I can’t get notifications when I get paid. The customer service is awful as another reviewer said. They are nice but can’t help you. I am switching banks and closing my account because I can’t take it anymore.

Introducing Paychex Pay, an Online Account, established by Central Bank of Kansas City, Member FDIC

Version 2.0

08/21/2024

Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Search History
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Location
- Identifiers