WiseWallets
Private budget & bank sync
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
The budgeting app that cannot read your transactions. Encrypted on your phone, synced from your bank, and yours to export or delete in one tap.
WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them.
GIVE EVERY DOLLAR A JOB
Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there.
SORT, DON'T TYPE
Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting.
SEE WHERE YOU STAND
Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like.
GOALS THAT MOVE
Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free.
PRIVATE BY DESIGN
• Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved.
• A 12-word recovery phrase gets your data back if you forget your password.
• No ads. No selling data. Delete your account and every byte goes with it.
WISEWALLETS PRO
Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time.
Questions? support@elcodev.com
Privacy policy: https://elcodev.com/privacy-policy
Terms: https://elcodev.com/terms-conditions
WiseWallets 2.0 is a ground-up rebuild.
• New Budget tab: month summary, progress bars, one-tap month switching
• Activity tab: search and filter every transaction
• Goals: savings targets and a snowball/avalanche debt payoff planner (Pro)
• 12-word recovery phrase and a real password-reset flow — no more lost data
• Dark mode, faster loading, offline support
• Export your transactions as CSV; delete your account and all data in one tap
• Under the hood: stronger encryption, modern iOS 26 build
The developer, Austin Hunter, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Elco Dev, LLC
- Size
- 25.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Monthly $12.99
- Premium Yearly $69.99
- Copyright
- Copyright © 2026 Elco Dev, LLC