Build your financial future with Esusu.
Esusu is the financial wellness app built for renters, turning the payments you already make into tools that can help you build credit, track your progress, and access support in one place.
Build credit with Esusu Membership:
• Report on-time rent payments to the 3 major credit bureaus, Equifax, Experian, and TransUnion, with up to 24 months of past on-time payments included where available.
• Esusu renters see an average 53-point credit score increase after enrolling in rent reporting.*
• Track your credit score in the app, monitor monthly changes, and download a fresh credit report each month.
More ways Esusu supports you:
• Access your Credit Hub, Marketplace, Toolkit, learning tools, and milestone tracking in one app.
• Find free and low-cost local resources for housing, food, medical care, jobs, bills, and more based on your ZIP code.
• Explore vetted offers and savings opportunities through the Esusu Marketplace.
• Depending on your property and membership, you may also have access to financial coaching, tax tools, and flexible rent payment options through Esusu Pay.
Eligible Plus and Premium members at participating properties can also apply for Esusu Pay to split rent into smaller payments with 0% interest and no hidden fees. Download the app to see if you're eligible.
Start building your financial future with Esusu today.
*Based on active renters at active properties from enrollment through Q4 2025. Average credit score increase calculated by comparing enrollment credit score to latest available credit score as of Q4 2025, treating renters with no credit score at enrollment as having a score of zero.
Esusu only reports on-time rent payments and does not report missed or late rent payments to the credit bureaus.
Using Esusu rent reporting services does not guarantee an increase in credit scores or approval for any credit product, as scores are determined by credit agencies using multiple factors including payment history on other accounts, credit utilization rates, and other variables. Individual results vary and are not guaranteed.
Esusu Pay is available only to eligible Plus and Premium members at participating properties. Lending services are provided by third-party partners, including Affirm and Stable Home Fund.
Rent is by far my biggest monthly payment, and probably is for most people. It’s crazy to think that consistently paying my rent doesn’t help build my credit but missing one credit card payment will.I like Esusu because it helps me build my credit by doing things I already am doing. The app itself is very intuitive too, which helps in other ways. I’m currently working on my financial literacy so I’ve found the app surprisingly useful for that too (still exploring though).I highly recommend this to anyone who wants to help build their credit score!
A game-changing solution to build credit
Jules Mark
The Esusu platform is a fantastic platform as it ensures your rental data is included in your credit score - which is crazy this hasn’t existed before. I am grateful to Esusu for helping me ensure positive credit for something I already do every month. The app is a great resource for managing other financial resources and programs. It has some resources I didn’t know about including financial coaching. It is an intuitive and easy-to-use app. Highly recommend!
Super helpful
Nat-Nat!
I’ve been using Esusu for 6 months now, and it has been a game-changer in managing my finances and building my credit score. The app makes saving money simple, offering features that encourage consistency and financial accountability.One of the standout aspects is how seamlessly Esusu reports rent payments to credit bureaus, helping me build my credit score without taking on debt. The app is intuitive and user-friendly, making it easy to set savings goals and track progress.The support team is responsive and helpful, which adds to the overall positive experience. While the app is highly effective, it could benefit from budgeting tools and wider range of savings plans.Overall, I highly recommend Esusu for anyone looking to improve their financial health and credit score.
Nice Informative App!
Felineincharge
I absolutely love this app! I have visited Esusu’s website several times since joining a year ago, specifically to help improve my credit score. The summary that pops up shows an improvement on my score of 55 points in one year … slowly but steady!!! The app is user friendly and offers tons of educational information and other sites and features to assist your “wealth” being in several ways. Thanks Esusu!
Split rent. Zero interest. Zero stress.
Version 2.3.1
The developer, Esusu, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
User Content
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Esusu, Inc.
Size
82.8 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
