Our virtual branch is right in your hands. Lake Michigan Credit Union’s mobile banking app is a safe, easy way to stay connected to your accounts anytime, anywhere!

Manage Accounts
- View balances with Quick View feature
- Monitor transactions
- Transfer money between accounts or to other members
- Deposit checks
- Enable/disable cards
- Set travel notices and ATM limits
- Review Max Checking status, interest YTD and eStatements
Helpful Tools
- Find the nearest branch or ATM
- Receive important messages and announcements from LMCU
- Budget Tool helps you monitor income, track spending, and set goals
- Bill Pay allows you to schedule secure payments and view payment history
- Financial calculator helps you plan for known and unexpected expenses
LMCU Services
- Open a new membership
- Apply for auto, personal and home equity loans
- Apply for mortgages and credit cards
- Request an insurance quote
- Access and perform mortgage transactions
- Access and perform credit card transactions

What’s New

Version 4.0.0

This update includes:

- All new app design
- Secondary Users created in Online Banking can now login
- Commercial Loan transactions are now available

Ratings and Reviews

3.0 out of 5
235 Ratings

235 Ratings

AleMalle ,

Needs More!!

I have had the app as long as I have had my account which is about three years. I have recently come into some issues with the app that really should be updated.

-there are not options for notifications. This is different from ‘messages’. Messages are from the bank. I mean notifications about your accounts. The only ones I get are for it I use my card for ApplePay. We should have something where we can set up notifications from the app about balances as well.

- the Face ID/Touch ID is not true. Most apps that request it, automatically do it. For this app, we have to click ‘biometric’ first. Other bank apps are able to have a setting chosen on which password we want to use.

-Quick Balance: now I know not all banks do it, but I have one that does. This app, for ‘quick balance’ has a slide over page option from the log in screen if you choose to have that set up. It used to have a button for it which was easier in my opinion. Button was easier to navigate/find. What could be really useful though, is if you could add It to the widget options when you press and hold the app icon on your phone’s home page. I have another bank that allows that.

If anyone is reading this still, this app is fairly basic and simple once you know where the common things you always need are. I.e. transfer, snapshot, bill pay, etc. I love LMCU and they have been nothing but great to me. I just wish they would update their app so it’s more In tune with today’s technology on phones.

lipsmacker7766987 ,

Needs work

I’ve used the mobile check deposit twice as I have direct deposit Thur work so it’s not a big deal too me but Both times I kept receiving can’t read the numbers on the check but looking at the pic they were clear but they went to review and would not post for 4 business days yet this last time it posted right away. Never had this issue with former bank. Also, Bill Pay is a pain. I hate playing the guessing game of adding a date to send how about you tell me then? And waiting a week for you to send is should be next day to send to credit card companies and no more then 3 business days for those you send a “check” too. Also Seeing you can’t talk to someone at 12am when you get a Notification at 12am of a pre-authorization for a withdraw from someone you have no idea who they are , why wouldn’t the fraud dept , the one dept you can speak too at night , help you with that? I was told I’d have to call in the sounds like a fraud issue too me.

Developer Response ,

Please contact customer service at (800) 242 – 9790 for help troubleshooting this issue.

carliebyron ,

Better than it was

The new update is a really nice change. It looks great and functions pretty well.

I am disappointed to see that there is not an option to categorize transactions or leave notes under them. I reached out through the website a few months ago, and they let me know that would be a feature in the update, but it isn’t there.

Overall, the changes are nice but please make the user experience more efficient with categories or annotations.

Developer Response ,

Thank you for your feedback regarding our mobile app. We take all input into consideration and will be releasing additional updates in the coming days and weeks to further improve your mobile banking experience.

App Privacy

The developer, Lake Michigan Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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