With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do

With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do

With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do.

With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do.

With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do.

What’s New in Version 5.0.3 We’ve made a few updates to make your Paga app smoother, smarter, and even more secure Simplified address verification for faster completion. Receive OTPs via WhatsApp for password reset and phone updates. Behind-the-scenes improvements for better performance and fewer errors. Update now for a faster, smarter, and more reliable Paga experience!

Release version 5.0.2 Improved Paga App Two Accounts, One App Open and manage both US and Nigerian accounts side by side. Physical & Virtual Visa Debit Cards Add your card to Apple Pay for secure contactless payments. Lock/unlock your card instantly. Move Money Without Borders Send USD to Nigeria instantly, at competitive exchange rates. Receive money via ACH, wire transfers, or Visa Direct.

Bug fixes for app crash and authentication

Redesigned Paga App to open and manage both a US Checking Account and a Nigerian Naira Account. Get physical & virtual Visa debit cards to add to Apple Pay for contactless payments. Borderless Transfers: Send USD to Nigeria instantly, receive via ACH, wire, or Visa Direct. Built-In Security: FDIC & NDIC protection, biometric login, and instant card controls. 24/7 Support:

What's New: - Bug Fixes: Improved stability and performance, resolving crashes and optimising speed for a smoother experience. - Please install the latest version to enjoy these improvements.

What's new - Re-introducing the our Classic NGN card, you'll love it as much as we do - Fixed BVN verification issues with helpful feedback message We love hearing from you, send your feedback and suggestions to ideas@paga.com

What's new: Bug Fixes - We squashed a pesky bug so you can repeat money transfers without breaking a sweat. - We improved the experience of getting our messages. Your notifications are in good hands We love to hear from you. Please write to us at ideas@paga.com

What’s New? We’ve streamlined your journey through the app, so now it's smoother than your favourite playlist. - Deeplinks for Request Money – Need to fulfil a money request quickly? Boom, just click, and done. Fast, smooth, and so easy! - Error Messages, But Make It Clear – No more cryptic error codes. We’ve added more standard messages so you know exactly what's going on! UI Upgrade – That card withdrawal tooltip? It’s now way easier to read. We love to hear from you. Please write to us at ideas@paga.com

Here's what's new Bug Fixes - We squashed a pesky bug so you can repeat money transfers without breaking a sweat. - We improved the experience of getting our messages. Your notifications are in good hands We love to hear from you. Please write to us at ideas@paga.com

Here's what's new: - Bug fixes and improvements - Experience faster load times and smoother transactions throughout the app. - UI Enhancements: We've made some visual tweaks for a cleaner, more intuitive experience. Update now for the best experience!

Here's what's new: - Bug fixes and improvements - Help us build a better experience by sharing your feedback with ideas@paga.com

Here's what's new: Updates: - Upgraded verification SDK for enhanced performance and security - General bug fixes and improvements for seamless in-app experience We love to hear from you. Send your feedback and ideas to ideas@paga.com

Here’s what’s new: ● In compliance with the Federal Inland Revenue Service (FIRS) regulations, a ₦50 levy will now apply to all electronic transfers of ₦10,000 or more made via Paga. If you have any questions or need further assistance, feel free to reach out to us at 02013444300.

Here’s what’s new: ● Bug Fixes: Improved stability and performance, resolving crashes and optimising speed for a smoother experience. ● SDK Upgrade: Updated to the latest Verification and Marketing SDKs for compatibility with new devices and OS versions. Update: Please install the latest version to enjoy these improvements We love to hear from you! Send feedback and ideas to ideas@paga.com

Here’s what’s new: ● Bug Fixes: Improved stability and performance, resolving crashes and optimising speed for a smoother experience. ● SDK Upgrade: Updated to the latest Verification and Marketing SDKs for compatibility with new devices and OS versions. Update: Please install the latest version to enjoy these improvements We love to hear from you! Send feedback and ideas to ideas@paga.com

Here’s what’s new: ● We made the following updates to our address verification process ◦ Address verification now requires an in-person verification after you upload a proof of address ◦ Update and verify your address with pdf files or a photo of bill receipts ◦ Track the status of your address verification throughout the process. ● Added our new helpline for quick support. ● Under the hood improvements for a better experience. We love to hear from you! Send feedback and ideas to ideas@paga.com

Here’s what’s new: ● We made the following updates to our address verification process ◦ Address verification now requires an in-person verification after you upload a proof of address ◦ Update and verify your address with pdf files or a photo of bill receipts ◦ Track the status of your address verification throughout the process. ● Added our new helpline for quick support. ● Under the hood improvements for a better experience. We love to hear from you! Send feedback and ideas to ideas@paga.com

Here's what's new: ● Unlock more value on Paga by upgrading to the new app version. Paying bills, Sending money and transacting have never been more seamless ● General Improvements and Bug fixes 1. Improved app performance and stability 2. Fixed various bugs reported by users to ensure a smoother experience We love to hear from you! Send feedback and ideas to ideas@paga.com.

Here's what's new: - Celebrate with us! Paga turns 15, and we're inviting you to join the festivities as we unravel our incredible journey - General performance optimizations and bug fixes. We love to hear from you! Send feedback and ideas to ideas@paga.com.

Here's what's new: - All Your Activity in One Glance: Easily view all your transaction history on our new activity page. - Manage with Ease: Share receipts, report issues, and repeat transactions directly from your activity screen. - Pagatag Enhancement: Enjoy faster money moves with the $ pagatag when transacting - General performance optimizations and bug fixes. We love to hear from you! Send feedback and ideas to ideas@paga.com.