The Snapshot app is available to everyone, even if you’re not a Progressive policyholder.
For policyholders: People who’ve already purchased a Progressive insurance policy and enrolled in Snapshot with the mobile app (not the plug-in device) can use it to complete their Snapshot driving period. Available in select states.
For everyone else: People who are not current Progressive customers can use the Snapshot app to participate in Snapshot Road Test. It’s a way to try out Snapshot before you buy, and potentially even earn a discount! Just download, enroll, and drive with the app for a few weeks to get your results. Available in select states.
We've made performance improvements and fixed some bugs.
Ratings and Reviews
Driving with full coverage I am paying for alone
Here over the few yrs I have only used lie ability insurance cause I thought I could never afford full coverage insurance and went in on this the insurance was almost 40 dollars more a month if I paid by 6 months at. Time and the snap shot came up and didn’t know how that would work I am not good with phones and apps but it put my insurance to little over 80 a month total if I done 6 month at a time and was paying close to 60 for cheapest insurance before now have the peace of driving and my fault are there’s my truck is covered and no insurance I am not out trying to get them to fix my truck
I don’t know if this app will have an effect on my insurance rate, but the phone usage is inaccurate. I’ve read that Bluetooth and apple play are counted against other users. I haven’t had that issue with anything coming through my Bluetooth. BUT, I can’t actively use GPS. I can have it speak to me through Bluetooth but I am not able to have the map up at all. If my phone is unlocked with my gps app actively open, the app thinks my phone is in hand and distracting me. I have a stand fo my phone that is eye level on my dashboard, but I can’t view the map or else it considers it phone use. Also, if my car is running but I’m in park or even AFTER I’ve shut my car engine off(for a few minutes), it counts as phone usage. I don’t text and drive, I typically don’t answer calls even though it comes through on Bluetooth, and I don’t play games/scroll through social media while I’m driving. My score has only dropped to a B+ but I feel it’s extremely inaccurate as I am not distracted by my phone. It’s a great idea and it does make it convenient if it will actually help with a discount, but the inaccuracies are frustrating and I hope it won’t raise my insurance rates with false information.
Too many false positives on “phone usage”
Application is not distinguish between hands-free BT and headset usage. Using GPS for direction, incoming calls, texts, emails even if not answered counts toward phone usage. Giving the fact that using headset now is illegal this app falsely creates record of illegal activity. Even if car stopped and engine off and you make call it flagged as “usage”
originally i requested the dongle, but they told me that Virginia required the app. Well, I am using it for a month already, zero hard brakes, zero accelerations and zero after midnight, but will have to opt-out because of deficient app.
Update: talked to Progressive on how app reported on events “phone usage”. We went through all 5 events, date and time, and all reported “phone in hand” even though 2 calls were on BT, one call was inside parked car with engine off, one was incoming routed to the voice mail, and one was incoming text that I looked after stopped. Basically false reporting as “distracted driving”. I immediately opted out and will return original discount, no matter how accurately one is driving, “distracted driving” surpass it all in all evaluations.
Data Linked to You
The following data may be collected and linked to your identity:
- Health & Fitness
- Contact Info
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Progressive Insurance
- 117.6 MB
- Requires iOS 12.0 or later.
- Age Rating
- This app may use your location even when it isn’t open, which can decrease battery life.
- © Progressive Casualty Insurance Company
With Family Sharing set up, up to six family members can use this app.