Card by FNBO 4+

First Bankcard

    • 4.8 • 35.1K Ratings
    • Free



Manage your FNBO Credit Card account anytime, from anywhere!

With the Card by FNBO app you can:
- Check your account balance
- View your statement and transaction history
- Pay your credit card bill
- Set up account related email alerts

- Your security is always our top priority
- The Card by FNBO app uses the same security that you use to access your account online

- The Card by FNBO app is simple to use and understand
- Your account information will fit your device’s screen and is easy to read and work with

- The Card by FNBO app is available at no cost to you
- Your mobile carrier’s message and data rates may apply

Download the app now and log in with your Online username and password.

What’s New

Version 4.54.0

General enhancements and updates.

Ratings and Reviews

4.8 out of 5
35.1K Ratings

35.1K Ratings

TheOnlyDoom ,

No Complaints so Far

I am not a heavy user for this app and only use it for my estatements. However they work well with mint and I actually appreciate the two factor authentication and some minor customization hidden in the settings. They definitely ain’t no chase or discover for app smoothness, but it gets the job done and I have yet to have any issues like others have posted for this app. App is at most 3.5 instead of 5. UI definitely needs an overhaul and would recommend studying chases and discovers app cause I know you are seeing this developers. I know you can do it. Oh and add dark mode. Its 2021.

Developer Response ,

Thank you for the five star review! We are striving to create the best mobile banking experience in the market and customers like yourself that are willing to give us feedback are invaluable for both our mobile app and our bank in general.

Bsgrammy ,


I have been using this card for 5 years. I originally applied for it when it was a Murphy’s gas card. It would give you 5 cents off a gallon of gas and since I went to Walmart a lot it was easy to just pull in and get gas. 2 years ago they stopped giving the 5 cents off but I still continued to use the card because Murphy’s was still the cheapest gas in town. Recently however, Murphy’s changed their card to FNBO and that’s where this 1 star review comes in. For some reason, this bank has decided to HOLD my payments HOSTAGE and NOT GIVE CREDIT TO MY ACCOUNT UNTIL THEY DECIDE TO DO SO. One time they held it for almost 3 weeks even though it was within the normal window for a payment to be made!! When I called customer assistance they were UNABLE to give me a reason for this only giving me a date as to when my payment would be released. In all of my years of using credit cards NO bank or credit service has EVER done this. So therefore I will no longer use this card and will be paying it off ASAP!
It is my suggestion that if you have opened a FNBO credit account with them and are here to download the app, STOP NOW, CLOSE YOUR ACCOUNT AND FIND YOU ANOTHER CARD/BANK to do business with because this bank is NOT the one you want to do business with!!!

Developer Response ,

We appreciate you for sharing your concerns with us and we would hate to lose you as a valued customer. Please give us a chance to work with you. Can you contact us at 1-888-980-5840 or

Jorge C. Flores, Jr. ,

Online Support is Nonexistent

I’ve had this card for a few years now and generally it’s easy to check your balance and make payments. The TouchID capabilities even work fairly well! However, Once the app randomly decides the log-in feature is busted, you’re out of luck. Even if you remember your password, it’s not likely to work and you’ll be asked to request a password change. Once you do online, you never get the email to actually reset that password. So, you’ll need to call and verify your information over the phone and have customer support do everything for you. What’s the point of an app or online portal again? Based on other reviews, FNBO will respond asking me to call them so they can assist. That’s the point, you shouldn’t need to call when they give you the option to reset your password online. Broken app, and clearly no efforts to improve it.

App Privacy

The developer, First Bankcard, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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