Ready to put Synchrony Bank’s great savings rates to work for you? The Synchrony Bank app gives you quick access to your money anytime. Now it offers you the ability to easily open an account in just minutes.

“We knew this account from Synchrony Bank was safe. We knew we could access it when we needed it. It had the highest interest rates. That’s why we chose it.”

- Mia N., High Yield Savings account customer

We’ve been recognized:
• NerdWallet Best Savings Account 2016-2018
• Bankrate Safe & Sound® 5-Star Rating 2014-2018**

Sign up for a new account or sign in with your username and password or, on compatible devices, use Touch ID or Face ID.

With the Synchrony Bank app, you can:
• Open new accounts in just minutes
• Check balances at a glance with our widget, or simply ask Siri
• Link and manage your Synchrony Mastercard
• Reach out for support from our award-winning customer service
team, or chat to get your questions answered in the app

• Deposit checks using your mobile device
• Get account information in our easy-to-read dashboard
• Link your Synchrony Bank account to external bank accounts for
easy transfer of funds

• Track all your account activity to review anytime, anywhere

We’ve built every feature of Synchrony Bank’s app with accessibility for all in mind: the app is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability so you can check your bank info wherever you are, whenever you need it.

With the app, you’ll have the power of easy-to-use Synchrony service wherever your next adventure takes you.

Have a question, comment, or concern? Let us know at

We’re not your average bank—you can expect more from Synchrony Bank, where we’re proud to have helped customers for more than 80 years. Today, we combine the stability of FDIC insurance with simple, smart digital tools and consistently great rates. Learn more about banking smartly with us at or reach out to our highly rated customer service team at 1-866-226-5638 for banking in sync with you.

*© 2016, 2017, 2018 and TM, NerdWallet, Inc. All rights reserved.
**Bankrate Safe & Sound 5-Star Rating earned 2014 through 2018.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

What’s New

Version 2.16.0

Our latest update to the Synchrony Bank mobile app gives you:
• Upgraded security in the application process

Ratings and Reviews

4.8 out of 5
4.2K Ratings

4.2K Ratings

Furthest Left ,

Fixed the one bug I ever found...

Great job folks! You’ve fixed the bug where every 3rd or 4th time I launched it with Apple face recognition or finger print, it indicated that a change in authentication had been detected and required manual log in. Well deserved 5 stars!

Developer Response ,

Thanks for letting us know. We’re always thinking about new ways to improve your app experience, and this is on our roadmap for a future release. Thanks for helping make our app experience better for everyone.

lil'_b ,

Where is my 1099 Form and other complaints?

Went looking for this 1099 document in the Synchrony Bank app but as far as I can see there is no way to see if you even have any documents let alone view or download it then. O.K. this is not an uncommon thing with apps as missing info such as this is often available via a company’s website. So I log on to Synchrony’s website and after a little digging I find the relevant page that purports to allow one to view and download one’s 1099 for a specific year. I click on the correct button, a spinning circle appears and spins for maybe 10 secs or so then nothing. I’m back to the button again. I’m using an iPhone 12 running the latest version of IOS and the most recent version synchrony’s app. To make things worse you’ve now lowered your flipping savings interest rate to 80% of Ally Bank’s current savings interest rate!!!! So what gives synchrony bank? You can do better than this guys....

Developer Response ,

Hi, you can fine out more about accessing your 1099 here:

For other questions you may have feel free to email us at or call us at 866-226-5638.

CashBobby ,

No! Synchrony bank stole my money!

I opened a checking account with this bank, deposited a check. The check settled and I tried to move my funds to my main bank account and I got flagged for suspicious activity. They left me in the dark for months, so I decided to reach out and they still could not help. Made me wait on the phone for hours just to have a manager tell me that they are unable to help. I just received a letter saying my account was closed, and NO information on the whereabouts of my money. Don’t bank with these CROOKS! Crypto is the answer to all these crooks and regulations that help the crooks!!! Banks days are numbered and I expect synchrony to be the leader of the depreciation!

App Privacy

The developer, Synchrony Financial, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

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