TD Insurance

Name: TD Insurance
Rating: 4.8 (29296 reviews)
Author: TD General Insurance Company

Home & auto insurance

Only for iPhone

Free

29K Ratings
Ages

4+
Years
Category

Finance
Developer

TD General Insurance Company
Language

EN
+ 1 More
Size

171.3
MB

iPhone

Your coverage, when you need it. Expect the best, plan for the worst. With TD Insurance, you can get coverage suited to your needs, customized to suit how you live, how you drive, and the people you love. This app combines your home and auto insurance in one place, so you always know where to go to view your coverage, file a claim, and access your documents. Plus you can enroll in TD MyAdvantage*, and earn a personalized premium on your auto insurance based on your driving habits. In the TD Insurance app, you can: • Submit, view & track claims • Manage your home & auto coverage • Add vehicles or drivers • View your proof of insurance • Pay your bills, and manage your payments With TD MyAdvantage, you can: • Track your driving score • Get data and tips on your driving habits IMPORTANT DISCLOSURES ABOUT THE TD INSURANCE APP By tapping ["Get"], you consent to the installation of the TD Insurance app provided by TD Insurance** and to any future updates or upgrades. The TD Insurance app is free to download, however standard wireless carrier message and data rates may apply. If you require assistance with the TD Insurance app, contact us by phone at 1-877-585-9427, or by mail at TD CASL Office, Toronto Dominion Centre, PO Box 1, Toronto, ON, M5K 1A2 or by e-mail at service@tdinsurance.com. *TD MyAdvantage is a usage-based insurance program which uses telematics to assess your driving behavior and assign a driving score. Premium adjustments are applied to certain eligible coverages, midterm, based on your driving score. A discount may apply for safe driving, while a surcharge may apply for risky driving. Conditions, limitations, and eligibility requirements apply. Available for TD Insurance account holders in Ontario and Quebec only. Please refer to the TD MyAdvantage Terms and Conditions for full program details. If you require assistance with TD MyAdvantage, contact us by phone at 1-866-223-1030, or by mail at TD CASL Office, Toronto Dominion Centre, PO Box 1, Toronto, ON, M5K 1A2 or by e-mail at service@tdinsurance.com. **TD Insurance refers to the following personal lines insurance companies within TD Bank Group: Security National Insurance Company, Primmum Insurance Company, TD Home and Auto Insurance Company, TD General Insurance Company and TD Life Insurance Company.

Ratings & Reviews

4.8

out of 5

29K Ratings

Inaccurate monitoring
2025-10-10

codyh67
The new TD My Advantage application is able to tell if you’re using your phone or not while your driving which is fine. However it fails to determine whether you are in a drive thru or parked in a parking lot and uses that against you, saying it’s distracted driving, bringing your overall score down. This is resulting in false scores and affecting discount rates. The app should be able to determine if you’re stationary or not. This should be evaluated immediately.
Inaccurate monitoring
2025-10-10

codyh67

The new TD My Advantage application is able to tell if you’re using your phone or not while your driving which is fine. However it fails to determine whether you are in a drive thru or parked in a parking lot and uses that against you, saying it’s distracted driving, bringing your overall score down. This is resulting in false scores and affecting discount rates. The app should be able to determine if you’re stationary or not. This should be evaluated immediately.
inaccurate trip recording data
2025-09-29

reeuq
Just now, when I used the app to track my driving performance, it recorded that I had used my phone while driving. This is absurd because my phone was inside my purse when I was driving and I didn’t touch it at all. I only took my phone out AFTER I parked the car at the GO train station and turned off the engine to wait for the train. Few minutes later, after my daughter got off the car for the train, I put away my phone BEFORE I started my car again to go home. The app recorded these two trips as one single trip and accused me of using my phone at the GO train station. This is absurd! I basically got a perfect for almost everything for most of the trips on local roads. But every time I go on expressway like 401 and 404, the app accuses me of speeding when i am just following the flow of traffic driving at a speed +/-10 over or under the speed limit depending on the flow of traffic at non rush hours. Indeed, I am almost one of the slowest on the expressway. I think this app is unrealistic and aims at raising the surcharge of your insurance rather than offering a discount
inaccurate trip recording data
2025-09-29

reeuq

Just now, when I used the app to track my driving performance, it recorded that I had used my phone while driving. This is absurd because my phone was inside my purse when I was driving and I didn’t touch it at all. I only took my phone out AFTER I parked the car at the GO train station and turned off the engine to wait for the train. Few minutes later, after my daughter got off the car for the train, I put away my phone BEFORE I started my car again to go home. The app recorded these two trips as one single trip and accused me of using my phone at the GO train station. This is absurd! I basically got a perfect for almost everything for most of the trips on local roads. But every time I go on expressway like 401 and 404, the app accuses me of speeding when i am just following the flow of traffic driving at a speed +/-10 over or under the speed limit depending on the flow of traffic at non rush hours. Indeed, I am almost one of the slowest on the expressway. I think this app is unrealistic and aims at raising the surcharge of your insurance rather than offering a discount
My advantage
2025-10-26

Valentin Kol
It seems that mechanism and logic of driver behaviour estimation got better, but feature of driver distraction works absolutely incorrectly, when I use my phone on the parking, or at gas stations to pay for the gas it treats it as usage during driving. I guess it shouldn’t be a problem to take the car speed and location into consideration , and make exclusions for parking slots and gas stations. Or better track end of the trip and treat them as separate trips after couple minutes stop.
My advantage
2025-10-26

Valentin Kol

It seems that mechanism and logic of driver behaviour estimation got better, but feature of driver distraction works absolutely incorrectly, when I use my phone on the parking, or at gas stations to pay for the gas it treats it as usage during driving. I guess it shouldn’t be a problem to take the car speed and location into consideration , and make exclusions for parking slots and gas stations. Or better track end of the trip and treat them as separate trips after couple minutes stop.
My advantage can’t delete unfair trip
2025-09-30

Nightmarebutbut
Same as title
My advantage can’t delete unfair trip
2025-09-30

Nightmarebutbut

Same as title

Thank you for choosing TD Insurance! Our team is constantly working to update the app and enhance your experience. This update includes various optimizations and bug fixes.

Version 6.3.0

2025-12-02

Data Linked to You

The following data may be collected and linked to your identity:
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The following data may be collected but it is not linked to your identity:
- User Content
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- Usage Data
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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