OPay-transfer,cashback,savings 4+

Transfer, Airtime

OPay Digital Services Limited

Designed for iPhone

    • Free

iPhone Screenshots


OPay - The first cashback wallet in Nigeria(A secure app that helps you make convenient payment anywhere you are! )

● The leading Mobile Payment platform in Nigeria, with over 10+ million users.
● Enjoy free bank transfers. No service fee.
● Get cashback when you pay for Airtime, bills and more.
● Use our Savings feature to enjoy up to 20% interest rate annually.
● OPay attaches great importance to protecting users‘ information, wallets and privacy.

1.Open your account: Download the app and sign up in minute.
2.Add money to your OPay account:Add a debit card, send money to your OPay account from another banks app or through internet banking, send money by USSD or deposit cash at our partner merchants.

● Various flexible savings tools
Enjoy up to 20% annual interest, get expert financial management and reach your goals faster when you save with OPay.

OWealth savings:
OWealth provides you with at least 15% rate of return per annum.You can withdraw your money at anytime with no extra fees.

Targets savings:
Targets is a target financial product that allows you to create a unique saving target for your situation and save with discipline on a monthly/weekly/daily basis.Targets provides you with 17% rate of return per annum.

Fixed savings:
Investing in Fixed can get an annualized rate of return up to 18%. New users of Fixed can enjoy an exclusive 20% annual interest rate.

Spend & Save is a savings product of Blue Ridge Micro-finance bank embedded in OPay. it is designed to help you make full utilization of your funds using a "save & earn as you spend" model.

For example:
Invest: ₦50,000 for one year
The amount of interest: ₦50,000x15%x365/365=₦7,500
The amount of return: ₦50,000+₦7,500=₦57,500
Note: Choose different products or maturities, the annualized interest rate may be different, but the calculation formula is the same.

We have a dedicated support team available 24/7 for all your inquiries and complaints.
Our website: https://opayweb.com
WhatsApp: 2349066722924
Email: support@opay-inc.com or ng-support@opay-inc.com
Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria
This APP is intended solely for users who are 18 years of age or older.
Download OPay app today!

What’s New

Version 2.9.1

1. Alerts for OPay card transactions are now available for FREE! Get notified of successful or failed OPay card transactions via SMS or Push alerts at no extra cost.
2. You can now track status updates on your transactions when you transfer money to non-OPay users.
3. We have improved our electricity and TV payment features to make them better and more convenient for you.

Ratings and Reviews

3.7 out of 5
6K Ratings

6K Ratings

iambabatee ,

Otrike usage

Hi, am a new user, I was move with passion when I saw the ride that I can order keke from the comfort of my home here in kano! I downloaded the app on my iOS phone, but unfortunately many of the features being talked about was not included. Yet I went ahead to register simply because the features I needed more is currently there, I topup my balance with a 1,000. And tried to order a keke but it keeps telling me invalid passenger number! And also my 1,000 topup is not reflecting on my balance on the home page! But showing in the balance. Kindly help look into this

Developer Response ,

Hi iambabatee, we are really sorry for any inconvenience you might have experienced. Kindly send your app number to support@opay.team or afeeza@opay.team. The feature to order a keke will be available in the coming week. Again we’re very sorry for the inconvenience.

Buggatti Beez ,

PAYCOM shouldn’t sponsor my browsing sessions

Hi Opay, I’ll rate you 2 star because of the first month your operations with me were smooth. I liked and enjoyed your app services in the first month you started operations in ilorin but eventually you seem not to be able to manage traffic on your app. 1. I have had to delete and re-download your app countless times because each time I initiate a transfer to your app wallet it never reflects until I chat and present transaction ID from my bank to your customer support . 2. I effected a transfer of 150k which wasn’t successful luckily my bank credit my account since your app couldn’t contain the funds. 3. I eventually transferred 5k to your app for a test run again and used it to take a ride once and since then I am unable to access the app not my balance, instead A message pops up stating that paycom is sponsoring my browsing session with 50mb immediately my internet disconnects and the app doesn’t open either. I don’t need paycom to sponsor my browsing sessions Kindly treat as urgent since I can’t even complain through customer support as the app won’t open for my usage. Thank you

chimdilawson ,

Couldn’t edit/delete POS application that wasn’t approved

I applied for POS via the app but didn’t upload bank statement (this showed to be optional and not mandatory, hence the reason I ignored it) and my wallet wasn’t also funded, I didn’t get any response so I tried multiple times, still to no avail, I visited OPay Reps office in Port Harcourt to relate it to them and I was told my wallet has to be funded first with the “caution fee” and that I also have to upload my bank statement and other required document, so I tried doing that but got a pop up that I’ve exceeded the maximum number of applications, I told them what I encountered and I was told nothing can be done, that I will have to abandon the account and create a new account.

So I thought I should relate this to the developers, if the app can be modified so one can edit or delete an application that didn’t go through and have a chance to apply for POS freshly again having the requirements met.

App Privacy

The developer, OPay Digital Services Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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