CEFCU Mobile Banking allows CEFCU Members and Business Members to log into their accounts using the same login ID and password as CEFCU On-Line Banking.

Or, sign up using your 7 or less base/primary account number, last 4 of your Social Security Number, and date of birth.

CEFCU Mobile Banking allows CEFCU Members and Business Members to:
• Pay bills.
• Transfer money.
• Check balances.
• Track account activity.
• Find CEFCU Money Center 24® and CO-OP ATMs.
• Locate Member Centers and shared branches.
• Deposit checks from your device.

What’s New

Version 8.0.5604

Push Notification for Security Alerts and Bug Fixes

Ratings and Reviews

4.6 out of 5
3.2K Ratings

3.2K Ratings

Snipegunner007 ,

Very satisfied Customer

For the last 20 years that we’ve been banking with CEFCU, we have experienced nothing but excellent service from the tellers to the loan officers up to the branch managers. We had our first home refinanced with them and we are very well taken care of. Also, we love that they have mobile banking, now that we have kids who make their own money, it’s easy for them to deposit their own paychecks using the mobile app! Thanks Cefcu!

Developer Response ,

Thank you for the great review and for being a member!

ParOnly ,

Mark N.

Lacks quick one click features found in the basic of apps today. While impressive content, it lacks string interest development. For example, I check my used car balance regularly and never once did I get notified that rates are up or down, offers of referral gifts (my daughter was declined a used car loan over your lack breath of working with internet car business Slide, so she was told - so I paid off my loan in a month and am moving on), or and insurance options or affiliations. Privacy guidelines must be maintained, but Marcus, Ally and Capital One is eating up your hard earned saver and borrowers with interest. Before you dismiss this as soar grapes -I love you guys and you have been fantastic in so many ways (note I am on the Board of Family Community Church in SJ and a large church borrower). We have great history so please invest in online presence and those innovations others are talking about for the 25 to 50 year old group. God Bless

Developer Response ,

Hi Mark, we are very sorry you are not enjoying our app. To check for rates, please visit our website at We have rate sheets that we update very regularly when rates change. Or if you are able to visit a branch, we have physical rate sheets as well. If you have specific feedback on how we can improve the app itself, please let us know at 1.800.633.7077. Thanks.

Hayle Bugs ,

CEFCU Banking App

I like CEFCU the app because it’s a lot faster than having to go to the actual bank. It’s easy to use. But it gets annoying and frustrating with all the loading and waiting sometimes to get in. There’s also multiple times I’ve used the finger ID and it logs me in but just loads. I also wished CEFCU banking app would upload a lot faster. I use to have Heartland Bank and automatically it would take out and show up in my account within 15 minutes. Cefcu’s definitely doesn’t do that. It’s more helpful if it did had this concept! I also think it’s kind of annoying when it says pending after a sale when it does pop up. Like I’ve waiting long enough just take it out. But I do like the app and it’s fast and easy to use!

Developer Response ,

Thank you for your review and feedback. We apologize you are experiencing slow load times. You may need to uninstall and reinstall the app, as that has worked for others. Transactions will remain 'pending' until they are posted to your account which varies depending on the merchant. If you have additional questions, please contact us at 1.800.633.7077 and staff would be happy to assist.


Citizens Equity First Credit Union
59.4 MB

Requires iOS 11.0 and watchOS 3.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Simplified Chinese, Spanish, Traditional Chinese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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