Reloadable Target Circle Card 4+

Just received the reloadable card and am quite excited seeing that I shop at Target bi-weekly. As I activated and reviewed the site, one major issue has arisen… Adding Funds. Seems like a simple fix that in this technological age, I could transfer funds from my bank account or debit/credit card, something. I have found that there is a reloadable app, but I have to pull out cash, take said cash to Target, get a barcode and then add the cash??! Whyyyyy so much work?

Can we please work on this? Please!!!! Thank you!

Glad to hear you are enjoying your RedCard Account! There are many ways to add money to your RedCard Reloadable Account. You can transfer funds from your external checking or savings account by initiating a transfer from your bank account into your RedCard Account, setting up a direct deposit is free and helps get your paycheck up to two days faster, add money from a check using the mobile app, add cash at any Target store location using the barcode reload feature in the mobile app, or request money from another accountholder. Our customer care team is always ready to assist you at 833.840.4332 with any questions.

UPDATE: Offers to help troubleshoot further are hollow. I already spent 45 minutes trying to “troubleshoot” only to be told that it’s not their problem. I will NOT be calling. The fact that the “bank” backing them is not recognized by ADP or another established bank speaks volumes. This is 100% not trustworthy.

I was having trouble getting the Target Reloadable “bank” information to take with my bank so I could transfer money. My external bank said the routing number isn’t valid and they don’t recognize the “bank” name associated with the card - RED FLAG!!! After 45 minutes support said my only option was to mobile deposit a check or to go to a store and load cash. I no longer have checks because no one takes them. The whole point was for me to use this ONLINE so now the point is completely moot. A 5% discount to go to the trouble of going to a store, withdrawing cash from the ATM and then loading cash to the card is not worth it. I’m basically out of luck and will be closing my account.

We’re sorry to hear you are having difficulty linking your Target Circle Card Reloadable Account to your external bank account. We would appreciate the opportunity to better assist you with your troubleshooting efforts. You may email us at Mobile@app.targetcirclereloadable.com with your contact information or contact Customer Care at 1.833.840.4332.

I got this card because I thought I’d be able to easily add money from my checking account to it. That could not be further from the truth, despite the fact it says you can. I live an hour and a half away from the nearest target. I got my card and went to add money to it. I found out you can’t add it through your debit card or credit card. You have to initialize it from your bank, which I am actually unable to do unless it’s 10 days in advance. You can only sign up for direct deposits, which I am not doing. You can add money when you’re in target which is super inconvenient living an hour and a half away. You can take a picture of a check but it will take 10 days to deposit unless you want them to take 1/3 of the money, despite saying it will be 5% (tried to add $15 and they were going to take $5 to make it available). I just feel like I was misled. Make it easier to load money. The ways available are inconvenient and the fine print is misleading. Would not recommend.

I'm sorry to hear you are having issues with loading money. Depending on check type, check deposit fees are 1% or 5% of the check amount, with $5.00 minimum. Our customer care team is ready to assist you at 833.840.4332. We would be happy to help you troubleshoot your issues.