Payit is your all-in-one digital account designed to help you send, spend and save with ease.
Receive money, send internationally, pay bills, shop online, borrow instantly, earn rewards, and manage your everyday money - all from one secure app.
Payit Universal Account
Powered by FAB, Payit Universal Account is designed to support financial inclusion in the UAE by providing access to simple and accessible everyday financial services. Customers can open an account online and, in minutes, get an IBAN instantly, send and receive money, borrow instantly, use FAB ATMs to deposit & withdraw cash, pay bills, use digital payments, and shop online, with zero minimum balance.
Looking for a salary account?
Payit Plus is Payit’s digital salary account designed for customers who want to receive their salary and unlock additional everyday benefits, including:
- ZERO minimum balance
- FREE cash withdrawals & deposits at FAB ATMs
- FREE digital & physical Letsgo Payit card
- Exclusive offers and rewards
Send Money Anytime, Anywhere
Transfer money locally or internationally to more than 200 countries with competitive exchange rates and a fully digital experience.
Send Now, Pay Later
Eligible customers can send money internationally instantly and repay later through a flexible financing option available directly within the app.
Borrow When You Need Support
Eligible customers can borrow instantly directly through the app for emergencies and short-term financial needs.
Spend Smarter Every Day
Use Payit to:
- Pay Etisalat, Du, Salik, Nol, school fees, and utility bills
- Shop securely with your Letsgo Payit Visa card
- Pay using Apple Pay, Google Pay, and Samsung Pay
- Access exclusive offers and rewards
Earn as you Save
Qualify for rewards for every Dirham kept in your Payit Account.
Earn Rewards with Everyday Use
With Payit Rewards, you earn points through everyday activities including money transfers, card usage, bill payments, and wallet activity. Redeem your rewards for vouchers, offers, and exclusive partner benefits.
Why Choose Payit?
- Universal Account powered by FAB
- Digital salary account
- Digital Wallet for everyday use
- Zero minimum balance
- International money transfers
- Send Now, Pay Later remittances
- Instant borrowing
- Local & International Bill payments
- Free cash deposits & withdrawals at FAB ATMs
- Rewards & exclusive offers
- Fast digital onboarding
- 24/7 access anytime, anywhere
To the concerned, i have been using Payit for almost 1 year + as of now and through the whole time i have faced lots of problems where i couldn’t add money for urgent basis to transfer, i think you said to make it easy for your customers but its the vice versa. Currently with international remittance i sent email, i called your customer service number 3 days consecutively and am getting different stories from you customer service agents . Its been almost a week now i cannot transfer money and its really urgent when i call i will stay online for 5-10 minutes no response, and when picked up first i gt a different message and on another day i was told to wait until 2nd September for my problem to be solved, what for until 2nd september??? Lemme say this your service is so poor, freakin poor and the way it goes u wont be there for long. I will never recommend it to any person such a wastage of time and lack of poor customer service.
Developer Response
Hi Dulla1992, we do apologize for the inconvenience kindly email us to help@payit.ae with the subject (ticket # 17516) from your registered email mentioning details and screenshots of the error you are receiving in order to assist you asap.payit team
Top Up
Margaux_1979
I’m user of this app since 2021 and i faced similar problems of the other users. I top up from my debit card last November 28, 2023 its already debited to my bank account but was not credited to my pay it wallet. i called the customer service for both Pay it and my bank account . They told me that the amount will return to my account but till now i still did’nt received it . The problem also if i call them to follow up my concern , they will ask again and again the same questions and give me advise same as the other agent that i talked with. They don’t have a ticket number for complaints. I hope you will return the money to my account as early because we have the bills to pay.
The worst app with customer service
Rankadour
I have been trying to access the app since 2 weeks. They customer service don’t respond to emails and no assistance over the phone. It did not allow me to use the app since my number was linked to ky old phone. I was not assisted since one of the security question was the last transaction date and amount I did in 2017. The agent could have asked my another question but she was reluctant and did not assist. I even asked to have the supervisor online but as per the agent supervisors don’t work after 5pm. They asked me to contact FAB since Payit is powered by FAB bank and am a staff. (I don’t understand why Payit has customer service if they can’t assist on phone as well as on email). I took their help in getting my number delinked from my older phone and reactivate my account by sharing my valid and attested Emirates ID copy with them. Now the app is asking me scan my emirates id again since it’s expired as per their record, and when the app scans my FACE, it crashs every time. I had to reinstall the app a zillion times and it does not seem to work. I had a voucher to redeem and I could not. I have now uninstalled the app and will never download it again.
Developer Response
We're so sorry to hear that Rankadour .Our support team is standing by to help - please send us your mobile number registered on Payit via direct message on our Facebook page or via email at help@payit.ae. You can also give us a call on 600 543 329, and we'll help fix the problem ASAP.Payit team
It’s the worst service I had ever seen
Anil1104
I top up my account with 10,000 aed and done international transfer . Then I tried the same on the next day. Then it’s showing the message that monthly limit exceeded for the transaction. My amount of 5000 aed is blocked in the payit account. The strange thing is customer care doesn’t have any idea of the monthly transaction limit. When I contacted one guy told that there is no monthly limit there is only daily limit that is aed25,000 and the international transfer only will be counted for that which means domestic transfers will not consider. Then again when I contacted another one was telling Payit is facing some software issues , they are trying to resolve . Then again I contacted I got the reply that whatever the transactions which I am doing it will be calculated for the monthly transaction limit of aed 25,000 and they raised the complaint to give back my money and I have to wait for 48 hours which customer care doesn’t have any idea how they will give back money to me . I became crazy and decided to quit the app once I receive back my money. So please double check and proceed. Totally disappointed.
Developer Response
We're so sorry to hear that you're having trouble with the payit app. Our support team is standing by to help - please send us your mobile number registered on Payit via direct message on our Facebook page or via email at help@payit.ae. You can also give us a call on 600 543 329, and we'll help fix the problem ASAP.
Send Now, Pay Later. Need to send money? Eligible customers can now transfer money internationally and pay later with a simple, flexible repayment option.
Version 2.2.87
The developer, First Abu Dhabi Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Contacts
Identifiers
Usage Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
FIRST ABU DHABI BANK PJSC
Size
265.9 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.