Afterpay. Buy now, pay it in 4

Name: Afterpay. Buy now, pay it in 4
Rating: 4.9 (435691 reviews)
Author: Afterpay

Pay over time, zero interest.

Only for iPhone

Free

436K Ratings
Ages

4+
Years
Category

Shopping
Developer

Afterpay
Language

EN
+ 1 More
Size

152.2
MB

iPhone

Pay it in 4, interest free. Afterpay is the smarter way to buy—get what you want now and spread the cost over 6 weeks. We split your total into 4 easy payments. No fees when you pay on time, no interest. Easy to apply. Set up an account in minutes. You must be 18+ and provide some personal information. We’ll verify your identity electronically and run a quick eligibility check. Once you’re approved, just link a valid debit or credit card and you’re good to go. Afterpay anywhere that matters. Pay it in 4 across furniture and homewares, electronics and tech, health and wellness, travel, fashion, entertainment and more. Find it. Afterpay it. Tap to pay in-store. Download the app to get the digital Afterpay Card. Tap-and-go at participating stores in-person near you. Buy gift cards, pay it in 4 instalments. The gift of choice meets the luxury of time. Eligible customers can select from a variety of top stores and split the cost over time. Check out with confidence. Our simple, secure checkout process lets you shop with ease, knowing your transactions are locked down tight. Keep tabs on your spending. Start small, then build. Your limit grows with on-time payments. Get the app to track your payments, check your spend limit, and make early payments – all in one place. 24/7 support. We've got your back around-the-clock with a team ready to help whenever you need it. Download the Afterpay app and level-up your payments. Join millions who enjoy the flexibility of paying over time at zero interest.

Ratings & Reviews

4.9

out of 5

436K Ratings

AfterPay is the Best in My Opinion
28/05/2022

Crazylazybluecoffee
Been a long-time customer of AP and have found it very easy to use and navigate, and easy to understand; great transparency and little to none obvious manipulation. Seems in touch with the every-person. Customer service is very friendly, helpful and quick to respond. Pulse Rewards is great if you keep paying on time, that is…it’s just awesome that you don’t have to pay anything upfront for two weeks. That used to be standard, but anyway. I feel I can pretty much trust AfterPay which is saying a bit as I am quite sceptical by nature. Their image is not one of greed but of ordinariness for the every-person, and I sense a vibe of down-to-earth, basic, almost wholesome transparency from AfterPay. Only fear is that the more mainstream the are becoming, the less of what I’ve just written will apply. My rating is also against my experience with Zip which I stopped using as soon as I could. Basically, I feel a great deal less like a manipulated commodity when I use AfterPay which means a massive deal to me. Finally, I appreciate very much that one can miss up to a certain number of payments per 6 months or year without incurring any fee. Just wish that not paying anything upfront for two weeks was standard and non-conditional, as it used to be. Hope this is helpful for those considering using AfterPay. I think they are a business worthy of my own and others support.
AfterPay is the Best in My Opinion
28/05/2022

Crazylazybluecoffee

Been a long-time customer of AP and have found it very easy to use and navigate, and easy to understand; great transparency and little to none obvious manipulation. Seems in touch with the every-person. Customer service is very friendly, helpful and quick to respond. Pulse Rewards is great if you keep paying on time, that is…it’s just awesome that you don’t have to pay anything upfront for two weeks. That used to be standard, but anyway. I feel I can pretty much trust AfterPay which is saying a bit as I am quite sceptical by nature. Their image is not one of greed but of ordinariness for the every-person, and I sense a vibe of down-to-earth, basic, almost wholesome transparency from AfterPay. Only fear is that the more mainstream the are becoming, the less of what I’ve just written will apply. My rating is also against my experience with Zip which I stopped using as soon as I could. Basically, I feel a great deal less like a manipulated commodity when I use AfterPay which means a massive deal to me. Finally, I appreciate very much that one can miss up to a certain number of payments per 6 months or year without incurring any fee. Just wish that not paying anything upfront for two weeks was standard and non-conditional, as it used to be. Hope this is helpful for those considering using AfterPay. I think they are a business worthy of my own and others support.
Very well designed app
21/01/2022

andhaka1
This is such a well thought out and intuitive app. All your information is in one place. You can add multiple cards and switch between them on the fly. It also integrates seamlessly with other websites. Product returns are also made easy. I’m a mint member who has used it for around 3 years now and I’ve only had one small problem when the system was down and I was at the hairdressers and couldn’t pay. Because you have removed the barcode, I couldn’t leave that number with them to enter later on, nor could I ring the salon later and pay over the phone. I either had to go back to the salon in person or ring up and pay the whole thing on my debit card. My only suggestions for improvements is to the repayment information and features. It would be useful if you could enter a date and have the app tell you the total amount due between now and that date (incl). It would allow you to easily see what is owed next pay day for example and encourage responsible spending. I like that you don’t have to pay anything on the date you make a purchase however the option to pay the first repayment on the spot would be handy.
Very well designed app
21/01/2022

andhaka1

This is such a well thought out and intuitive app. All your information is in one place. You can add multiple cards and switch between them on the fly. It also integrates seamlessly with other websites. Product returns are also made easy. I’m a mint member who has used it for around 3 years now and I’ve only had one small problem when the system was down and I was at the hairdressers and couldn’t pay. Because you have removed the barcode, I couldn’t leave that number with them to enter later on, nor could I ring the salon later and pay over the phone. I either had to go back to the salon in person or ring up and pay the whole thing on my debit card. My only suggestions for improvements is to the repayment information and features. It would be useful if you could enter a date and have the app tell you the total amount due between now and that date (incl). It would allow you to easily see what is owed next pay day for example and encourage responsible spending. I like that you don’t have to pay anything on the date you make a purchase however the option to pay the first repayment on the spot would be handy.
No customer support
28/12/2020

hdksvekdhdv
The idea of afterpay is great and is really helpful which I appreciate. But the app and customer support is just not good. I had made a few late payments (late being a day late) due to the loss of my job from covid so my pay day changing. My account stayed frozen after one of these late payments. I messaged and asked why it’s frozen and was told that I would need to pay off all of my remaining afterpays to have it unfrozen, which is honestly just ridiculous. So I went ahead and payed off all my payments, weeks earlier than I needed to so I could have it unfrozen. They unfroze it and gave me a $500 spending limit but declined ever purchase I tried to make. Even a $30 gift card. Absolutely ridiculous that they made me pay off my account early just to then decline all my purchases. I was recently given pulse rewards and have changed jobs so my pay now comes in a day late. I had payed two payments only a few hours late, the late fee hadn’t even been applied yet. Then the next payment didn’t get taken out of my account because I had the money in another account. I tried multiple times to go on to the app and pay it and the app wasn’t working and wouldn’t allow me to pay. Because the payment was then “late” they took my pulse rewards and all the money I was allowed to spend off of my account. When I reached out to explain that it was their app that wasn’t working I was given the same automated message as last time and basically told too bad.
No customer support
28/12/2020

hdksvekdhdv

The idea of afterpay is great and is really helpful which I appreciate. But the app and customer support is just not good. I had made a few late payments (late being a day late) due to the loss of my job from covid so my pay day changing. My account stayed frozen after one of these late payments. I messaged and asked why it’s frozen and was told that I would need to pay off all of my remaining afterpays to have it unfrozen, which is honestly just ridiculous. So I went ahead and payed off all my payments, weeks earlier than I needed to so I could have it unfrozen. They unfroze it and gave me a $500 spending limit but declined ever purchase I tried to make. Even a $30 gift card. Absolutely ridiculous that they made me pay off my account early just to then decline all my purchases. I was recently given pulse rewards and have changed jobs so my pay now comes in a day late. I had payed two payments only a few hours late, the late fee hadn’t even been applied yet. Then the next payment didn’t get taken out of my account because I had the money in another account. I tried multiple times to go on to the app and pay it and the app wasn’t working and wouldn’t allow me to pay. Because the payment was then “late” they took my pulse rewards and all the money I was allowed to spend off of my account. When I reached out to explain that it was their app that wasn’t working I was given the same automated message as last time and basically told too bad.
Afterpay best idea ever
18/05/2022

56JVW
I love Afterpay so much please don’t ever change a thing it’s perfect. You should be so proud of your company because finally someone cares about giving us a fair way to buy things without putting people into financial debt and hardship like all the greedy interest and fees from credit cards and banks no one can ever pay back, we are very grateful to you and you have really taught them a lesson, what a lovely idea just like an old fashioned laybye system only modernised and way better. I use Afterpay all the time now.I would love you to add a big spender system to buy really big purchases too for Holidays appliances and used cars with longer to pay off terms up to around $5000 would be amazing if that is at all viable for your company, I’m sure you can come up with some great ideas as it would really help those who don’t want to take out ridiculous bank loans etc. as you guys are amazing at solving the problem of helping people to get things they could never pay off normally finally letting those greedy credit cards and banks know their outdated systems are not good enough anymore thanks again.
Afterpay best idea ever
18/05/2022

56JVW

I love Afterpay so much please don’t ever change a thing it’s perfect. You should be so proud of your company because finally someone cares about giving us a fair way to buy things without putting people into financial debt and hardship like all the greedy interest and fees from credit cards and banks no one can ever pay back, we are very grateful to you and you have really taught them a lesson, what a lovely idea just like an old fashioned laybye system only modernised and way better. I use Afterpay all the time now.I would love you to add a big spender system to buy really big purchases too for Holidays appliances and used cars with longer to pay off terms up to around $5000 would be amazing if that is at all viable for your company, I’m sure you can come up with some great ideas as it would really help those who don’t want to take out ridiculous bank loans etc. as you guys are amazing at solving the problem of helping people to get things they could never pay off normally finally letting those greedy credit cards and banks know their outdated systems are not good enough anymore thanks again.

We’re always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates. Bug fixes, new Shopping features, and performance improvements are included in this release. Loving the Afterpay app? Let us know by leaving us a review on the App Store.

Version 1.128.1

05/12/2025

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
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Data Linked to You

The following data may be collected and linked to your identity:
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- Contact Info
- User Content
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- Identifiers
- Usage Data
- Other Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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Wallet

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Afterpay. Buy now, pay it in 4

Pay over time, zero interest.

Ratings & Reviews

What’s New

Version 1.128.1

App Privacy

Data Used to Track You

Data Linked to You

Data Not Linked to You

Accessibility

Information

Supports

Wallet

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