Westpac 4+


Westpac Banking Corporation

    • Free


Master your money with our award winning mobile app*. Available for Westpac Australia customers.

Make payments
• Make fast and secure payments & transfers or schedule them for the future
• Apple Pay - Pay with your mobile
• Digital Card - 24/7 access to a digital version of your Westpac card with a dynamic 3-digit CVC code to help you shop safer online
• Cardless Cash - withdraw up to $1,000 without your debit card from any Westpac, St.George, Bank of Melbourne or BankSA ATM

Track your savings and spending
• Savings Goals** – set a goal and track your progress
• Compare your spending with transaction categories like groceries and rent
• Cash flow view – track monthly income and expenses to help you budget
• Get notifications when you spend and receive money
• Create personalised tags to easily identify spend e.g. Tag your transactions that are 'tax deductible' or 'holiday expenses'

Everyday banking tools
• Quick Balance - see your account balance at a glance and transfer money between accounts
• Activate, lock^ or cancel your card
• Contact Us from the app to skip security questions~
• ATM & Branch finder – locate your nearest Westpac, St.George, Bank of Melbourne, or BankSA ATM or branch

Enjoy offers and discounts on popular shopping, entertainment and hospitality venues.

Business customers can:
• Approve payments
• Manage user access
• Pay staff and creditors with payment templates

Things you should know:
*Multiple awards in 2021: Australian Access Awards Finalist, Australian Web Awards, DRIVENxDESIGN Sydney Design Awards, Good Design Award Winner.

** Savings Goals: Both an account holder and an authorised user can use the Savings Goal feature, including to view, add, edit and delete the savings goals on Westpac Life account.

^Locking your card will temporarily stop new transactions on your card for 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t cancel the card.

~Standard SMS, call or data charges apply.

Apple, the Apple logo, Apple Pay, Siri and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms and each relevant product or service at westpac.com.au/disclosure-documents before making a decision and consider whether this product is right for you.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

What’s New

Version 11.0.0

• Currency Converter widget giving easy access to exchange rates
• Updated app experience for iPad users, with new features and security enhancements
• This version includes other minor enhancements and bug fixes

Ratings and Reviews

4.4 out of 5
26.8K Ratings

26.8K Ratings

SdM7777 ,

Perfect except for lack of Apple Pay or an alternative

Perfect except for lack of Apple Pay or some sort of tap and pay solution like the one CommBank has.

The upcoming Beem is only for transferring money person to person, not for paying retailers at point of sale, so it’s pretty useless.

The upcoming wearable solution also isn’t very helpful as I don’t want to have to wear a separate item just for Westpac banking. It would be great if they at least had a device that attaches to my keys or similar - if they can do wearable tech I don’t see why they can’t make a device that attaches to a key ring. Most wearables are worn because they need skin contact to measure variables, I don’t see why we’re limited to wearables for tap and pay banking.

It would be great if Westpac just kept things simple and signed up for Apple Pay. If ANZ and many smaller banks and credit unions can afford to do it Westpac can too, they’re just unwilling to lower their margins.

Short term thinking, if they don’t provide an iPhone tap and pay function in the next six months or so I’ll seriously consider moving banks despite being with Westpac for over 20 years, and I don’t think I’ll be the only one.

Other than my Apple Pay gripe the mobile app is great, much better than internet online banking, hence the four stars despite the big whinge!

fevronix ,

Update is not user friendly! Change it back or fix it!

The update might look better and have these ‘cool’ search functions based on some idea customers want to bank ‘their way’. But the new app losses all the intuiré logical
Functionality, I cannot see my upcoming re occurring payments and how many have been and how many to go. It’s impossible from the main screen to find how to even get to payments. Also, when maki g a payment, the background is too smooth and blended with the colour of the box where you need to add amounts that you almost have to look to find where to put the figure in. Many other things I don’t like I could list but cannot be bothered. I really found the old app easy to navigate and straight forward. This version is making my life harder and annoys me and I no longer find it easy to bank with. Please fix this. My recommendation : keep the ‘look’, but revert back to the previous layout and functions. No customer wants to have to ‘search’ for the payment function or any other function fir that matter. They just want to find it and use it. This app makes customers work gor it. Not the other way round!

Developer Response ,

Hi, thanks for you feedback. We are always looking for ways to better and improve our Mobile Banking App. We've forwarded your feedback to our developers. If there is anything specific you would like to raise, please email us at mobsupport@westpac.com.au. Regards, Tanya.

EmmelOz ,

Easy bank app

I find the app very easy to work with and allows me to get a lot of my translations done. A few things you need to do are not there yet, but I am hoping they will gradually be added. There are a few things that I try to do that send me into a loop. Some searches return topics unrelated to the query. It would be helpful to have a clear list of what you can’t do with the mobile app.
I can’t remember the way I got there but one sequence asks me if I want to transfer to Safari then gives me no options and from there I am stuck, no way forward or back.
Please keep at it as is much quicker for paying bills on the go. I do wish that more of my regular billers would sign up for BPAY view.

Developer Response ,

Hi, we’re sorry to you’ve had problems with the app. Please email us at mobsupport@westpac.com.au and we'll contact you shortly, thanks. Jas

App Privacy

The developer, Westpac Banking Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • User Content
  • Search History
  • Browsing History
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

More By This Developer

You Might Also Like