Capital One UK 4+

Capital One (Europe) plc.

    • Free

iPhone Screenshots


Quick, handy, safe and packed with brilliant features that can help with managing your finances.


This isn’t just another credit card app. But then, we would say that. Right?

So it’s a good job all the customers dropping 5 star reviews on here seem to agree. (About 4 out of 5 reviews hit top marks.)


We listen to you (as in all 2 million of our app-using customers). And then make features based on what you need. The kind of things that let you stop wasting time filling in forms or rolling your eyes while waiting on phone lines.

Take a look at a few of the things you can do in the app:

• Set up and change your Direct Debits
• Sign in with Face or Touch ID or a passcode
• Temporarily block a card or report it lost or stolen
• Make payments and find out when your next payment is due
• Update your contact details
• View PIN
• Check your balance and how much you’ve got to spend
• See transactions
• Register multiple Capital One cards

What’s New

Version 8.98.8799

General app improvements – we’ve been busy fixing bugs and tidying up your app.

Ratings and Reviews

4.8 out of 5
399.1K Ratings

399.1K Ratings

Her Ladyship 1 ,

Responsible Lender

I have always found Capital One to be a really good company.
Several years ago I found myself in financial difficulties because of some major life events. I ignored it for a while as I was too scared to face my problems. When I did engage with the company I was amazed at the reaction and the support I received. I eventually repaid my debt and closed my account.
Moving on a few years my situation had improved and I was accepted for a new account which actually surprised me.
I have managed my account well and just had my credit limit increased. I don’t plan to use the increase as I like to keep my balance relatively low (apart from Christmas!) but it makes me feel positive about my situation.
Thank you!

LadyShallotte ,

Good but needs serious work

This is a good app in general but it does have some fundamental flaws. Firstly you brought out an update to allow users to view their pin on the app and it has not worked at all for me. Every time I go to the spot it should be, I get message saying it’ll be there when the bugs have been worked out. You should have worked the bugs out before launching the update. Secondly your payment plan option does not appear either. Although I do not personally need it , it is good to know I can use the app to set one up instead of having to spend 30 minutes on the phone. At least it would be good to know if you bothered to put it on the screen. Thirdly it seems to take at least 3 times as long to register that I have made a payment on the app. Other similar apps register a payment within a few hours of it being registered by my bank. I.e. if my account shows the money has gone out Monday evening, the app will show the payment received by Tuesday morning. This is not true of this app. Two other apps registered payments three and two days earlier that capital one despite the fact that they were all paid on the same day and capital one has the earliest payment date. It seems like the app has been designed to encourage late payments. If these three fundamental issues were sorted then this would be a 4/5 star app but at the moment it’s 1/2 star.

adcathome ,


complete & utter rubbish. still no access to view PIN, let alone change it. no messaging. no way to raise chargebacks or fraud. no way to block merchants/transactions. no way to set up regular payments to merchants. slow to credit balances. (2 'working' days is a joke in the 21st century) no way to use basic income 2.0 (created in 2010) to repay card balances. insulting card limits & no way to raise them to useful level (could be secured by ubi 2.0). no affinity card programs in the UK. no complaint or feedback procedure. a new project lead is required, current manager is tired, & without imagination or vision. he/she is overpaid & underworked. the app is wasted opportunity. credit wise is a tragedy: inaccurate & the app offers no way to add notes, update address information, link addresses or names. another wasted opportunity. we could have had a new service, taking cashflow & assets into account. instead, capitalone uk show total lack of imagination, vision or drive to be anything but an insult to their own customers. over 1 million people unemployed in the uk but call centres abroad? why not secure in-app video calls with call takers in the uk? and why not use siri to interact with the app? why not use alexa?

App Privacy

The developer, Capital One (Europe) plc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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