I have been a member with Green State Credit Union since 2003 (when it was still the University of Iowa Community Credit Union) and have watched it grow in those 20 years. The app is amazing because I rarely have to visit a branch location to conduct my banking/credit union needs which for many years was wonderful since I moved from eastern Iowa and did not have access to a branch often. Even with a local branch location, I use the app to track my spending, keep updated with my credit score, and move money freely between savings and checking. I also love how quick and easy it is to deposit checks to my account right through the app. The ease of using the app makes it user friendly to everyone!

The basic functions of the app get you the info you need, but it’s overall somewhat poor quality in comparison to some of the larger banking apps I’ve used, like Capital One or PNC (which makes sense, it’s a much smaller company). I’ve attempted to mobile deposit a check before and it was a struggle, so I just take it to a branch instead now. There are a lot of functions that take you away from the app to a web browser, which isn’t super user friendly on a phone (after all, that’s why people prefer to use apps instead of browsers most of the time). I also have a credit card through GSCU, but you can’t even really see what you can get with your rewards points, and to redeem something you still have to call a branch. Perhaps it’s the millennial in me, but I don’t want to bother with all of that, when I can get better point values from another company, and just use their app to redeem them.

Ever since the bill payer was updated, I have lost sight line to the payments I set up for our joint checking account and my history. Not only this, the app doubled issued a payment (for over $600) that I couldn’t even see in bill pay! I called about this today and was told since my husband is primary on this account, I won’t ever be able to see those reoccurring payments (that I set up under my individual login) or any bills he pays. This is crazy that they cannot resolve this issue as it used to work! I’m furious that the app won’t function correctly when the old one did. Does Green State not test functionality before rolling things out? I was told a supervisor would call me back today about this issue. No call. Not only is it poor customer service, it’s sad that a credit union who is as big as Green State is cannot make their app function correctly. Maybe it is time to find a bank or credit union that understands that it’s 2021 and people need applications that are intuitive & user-friendly?

Frankly, this is a shining star of mobile banking apps. They have done a great job implementing a mobile version of the website. I find it so frustrating when the mobile version of a bank is a complete disconnect from the website. This NOT the case here. Everything is exactly where you would expect to find it coming from the web version. This, of course, makes going from the mobile to the website more fluid, too. As with all the other GreenState related:Well done, and thank you! The dedication to your members shows. I am so glad to be a member!