Account opening is subject to registration and ID verification.1

Say hello to The H-E-B® Debit Account, a great way to pay from a company Texans have trusted since 1905. Some of the benefits include:

• Earn 5% cash back on H-E-B brand products2 when you use the H-E-B Debit card at select in-store locations.*

• There is no monthly fee to maintain your account.

• Short on funds? With qualifying Direct Deposit, our Purchase Cushion3 may cover you up to $20 if you fall a little short. (Resolve negative balances within 30 days by adding funds to your account.)

• Access funds up to 2 days faster4 with Direct Deposit.

• Free cash withdrawals at H-E-B ATMs.5

• Add funds to your account at no-cost6 by visiting the H-E-B Customer Service Center or checkout.

Visit to learn more.

*Visit for select in-store locations. More locations to be added in the future. Some exclusions include: H-E-B curbside and delivery, pharmacy prescriptions, gift cards, restaurants, or purchases at H-E-B gas stations.

1 ID verification required. We will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver's license or other documents at any time.

2 To receive 5% cash back, you must purchase a H-E-B brand product using your H-E-B Debit Card issued by MetaBank, N.A. Cash back discount may vary on select H-E-B branded products and may vary by H-E-B store. A list of select participating H-E-B stores is available at Some offer exclusions include H-E-B curbside and delivery, pharmacy prescriptions, gift cards, restaurants, or purchases at H-E-B gas stations. Cash back will be credited to your available balance within 7 business days. Cash back sponsored by H-E-B. MetaBank, N.A. and Netspend do not sponsor, and are not affiliated with the offer.

3 The $20 Purchase Cushion is not an extension of credit. To be eligible, Accountholder must have received qualifying Direct Deposits of paychecks and/or government benefits payments totaling at least $500.00 within one (1} calendar month. See the Deposit Account Agreement for details.

4 Faster funding claim is based on a comparison of the MetaBank, National Association, policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payer's support of direct deposit and is subject to the timing of payer's payment instruction.

5 Free ATM withdrawals at H-E-B branded ATMs ("in-network ATMs"} in the US. Visit your Online Account Center for a list of in-network ATMs. Transactions at all non-H-E-B branded ATMs are $2.95, operator may assess additional charges.

6 There is no fee to add funds at participating H-E-B locations for the H-E-B® Debit Account. See the Deposit Agreement for details and additional fees.

The H-E-B® Debit Account and H-E-B Debit Card are established by MetaBank®, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a service provider to MetaBank, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

©2021 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

What’s New

Version 6.1.4

Bug fixes and enhancements

Ratings and Reviews

4.6 out of 5
5 Ratings

5 Ratings

App Privacy

The developer, NETSPEND CORPORATION, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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