Welcome to the BPI app, a versatile and user-friendly app that puts the power of online banking at your fingertips. Our mobile banking app lets you access your accounts, transfer funds, pay bills, and more, all from the comfort of your mobile device.
FAST ONLINE ACCOUNT OPENING
1 government ID and 5 minutes are all you need to open a BPI savings account. Open an account with your Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. No need to go to the branch. Once the account is opened, you can immediately access BPI online banking services!
NOW ALSO YOUR E-WALLET WITH QR PAYMENTS
Skip the cash-in, scan any QR Ph in stores to pay straight from your BPI app!
EASY MONEY TRANSFERS
Easily transfer money between your BPI accounts, or send money to other BPI account holders. You can also transfer funds to other local banks and e-wallets via PesoNET and InstaPay. Set up Favorites to save time.
SCHEDULED TRANSACTIONS
Create scheduled transactions to billers, fund transfers to BPI accounts and other banks, and load to prepaid cards ahead of time so you don't miss due dates. You can set the frequency to one-time, monthly, and quarterly.
TRACK & PLAN
This AI-powered feature is your very own personal finance manager! Achieve your financial goals with expert money advice and alerts. The more you use the BPI app, the more useful advice you get!
ACCOUNT QR CODES
No need to share account numbers. Send and receive money more securely when you generate QR codes for your accounts and scan or upload QR codes for recipients' accounts. Newly-generated personal QR codes now show the InstaPay logo at the center.
INVESTMENT SERVICES
Grow your wealth and secure your future with our BPI’s investment offerings. Open an investment account, view and manage your funds in one place so you can stay on top of your financial goals. For added convenience, set up and amend your Regular Subscription Plan (RSP).
CUSTOM TRANSACTION LIMITS
Enjoy the extra layer of security that comes with setting amount limits for different transactions. Adjust your limits on a daily basis, depending on your needs.
MOBILE KEY FOR AUTHORIZING TRANSACTIONS
No more waiting for OTPs via SMS. Securely authorize your transactions using Mobile Key within the BPI app, made even easier with your device's biometric credentials.
AVAIL PERSONALIZED OFFERS
As a BPI customer, you'll also enjoy personalized offers and rewards through our app. We'll provide you with exclusive rewards and promotions based on your spending habits, making it easy to save money and get the most out of your finances.
BANK SERVICES WITHOUT GOING TO THE BRANCH
You can also request other services with just a few taps:
- Order Debit Card
- Open a New Account
- Open a Time Deposit Account
- Reorder Checkbook
- Stop Check Payment Order
- Avail Credit-to-Cash and Balance Conversion for Credit Cards, available to select customers
- Permanently Block Debit or Credit Card
- Temporarily Block and Unblock Debit or Credit Card
- Download your Statement of Account
- Download Wealth Portolfio Accounts Statements
- Update Mobile Number
- Manage Trusted Devices
- Check deposit, available to select customers
- Cardless Withdrawal
- Buy and Sell USD
About BPI
As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing reliable and trustworthy financial services to our customers. BPI is FinanceAsia's Best Financial Company 2023 and Best Overall Company in the Philippines 2023.
At BPI, we're committed to providing reliable and trustworthy financial services to our customers. That's why our app is packed with robust security features to protect your transactions, ensuring that your information is always safe and secure. And with regular updates and new features added all the time, you can be sure that the BPI mobile banking app will continue to evolve and improve to meet your needs.
Download the app today and make every day better with BPI.
The BPI Mobile App offers a convenient way for clients to manage their finances anytime and anywhere. Its interface is clean and user-friendly, making it easy for both tech-savvy users and those less familiar with mobile banking. Essential features such as balance inquiries, fund transfers, bill payments, QR payments, and account management are all accessible within just a few taps. One of the app’s strongest points is its enhanced security. Features such as mobile key authentication, biometric login, and real-time transaction notifications give users confidence that their accounts are protected. In addition, the app integrates with other BPI services, allowing seamless transactions across accounts. However, the app is not without limitations. Users may occasionally encounter system downtimes, especially during maintenance schedules. Some features could also be improved for smoother navigation, such as faster loading times and reduced app crashes. Suggestions for Improvement Optimize Performance: Enhance the app’s speed and responsiveness to reduce lags and crashes. Enhance Customer Support Integration: A built-in chat or support ticketing system within the app would make resolving issues faster and more convenient. Overall, the BPI Mobile App remains a reliable tool for digital banking. It simplifies everyday transactions and reduces the need to visit physical branches, making banking more accessible and efficient. With continued updates and improvements, it has the potential to become one of the most robust mobile banking platforms in the country.
Developer Response
Thank you for using the BPI app. We really appreciate you taking the time out to share your feedback. Glad you liked it! If you have concerns, please visit https://www.bpi.com.ph/contactus. Thank you.
BPI App at its finest
Jysette Balbutin
Way back, I had to research on how to use online applications of other banks as i find it very difficult to navigate. But with BPI app, it has always been easy as 123. This app has very user friendly features! From transferring your money to other accounts—to paying your day to day bills. This app saved me from standing in long lines in government offices and hours of waiting at the bank. What i also love about this is the security that it gives, it only allows me to log in to only 1 device, and requires to input mobile key to allow transactions, instead of OTP. Saves me the stress whenever I am in a place with no cellular signal (but with WiFi, of course). And one more thing! I also love that this app can be linked to their very own e-wallet app which is VYBE where i can also cash in and out funds for free!! Who wouldn’t want that? 🥹 Sure this app occasionally has downtimes, but it would never outweigh the convenience that it gives me. I just hope that BPI would also add a feature where we could convert our credit card purchases to installment online. Nevertheless, thumbs up to BPI for this awesome application! 👍🏼
Your old app was better!
liquid31
I much liked the design and UI/UX of the old app which was even personalized for BPI Preferred! This new app may have the same functions, but it doesn’t tell you anymore if you’re Preferred level. I also found a few issues if you’re not careful. If you send or transfer money after midnight, when its the next banking day, your balance may reflect missing funds. I experienced this if you have a current balance with a floating check that still needs to be cleared for example, or if the app goes under maintenance right after you transfer Instapay or load an e wallet. This is scary as sometimes your total balance is lower than when you last visited, and the statements are not even updated right away. If you don’t have a passbook, this is concerning as you have no idea where the funds were. I also had FIVE occasions when significant sums of money did not end up transferred in an e wallet like Maya or GCash using Instapay and needed to contact customer service, who are just reassuring that it will be credited back in a few days but won’t help you further. To sum it up: 1. Lackluster design 2. Caution when using the app in early morning hours or after 10pm. 3. If internet connection is poor or unstable (low signal mobile data is what affected me sometimes) don’t even dare transfer a big amount to a bank or ewallet or else risk waiting DAYS to get your money back. BPI used to be stellar in their digital app but now it seems every time something new arrives, it just doesn’t seem to work. At least this BPI app is MILES better than another bank’s app who shall not be named. Hint, it also starts with a ‘B’.
A Robust Platform
KCJ05
As a long-time BPI client and daily user of digital banking tools, I’ve had the opportunity to explore the BPI App extensively—and I must say, it’s a solid step forward in making banking more intuitive, inclusive, and empowering.The app’s interface is clean and user-friendly, with thoughtful features like Favorites for fund transfers, Scheduled Transactions, and Custom Transaction Limits that genuinely make everyday banking smoother. The Pay via QR in one tap is a standout—fast, reliable, and a game-changer for quick payments. I also appreciate the Card Control options, which give me peace of mind when managing my debit card.What sets the BPI App apart from the others is its ambition to go beyond transactions. The Track & Plan tools—like income and bills trackers and unusual transaction alerts—show that BPI is serious about helping users take control of their finances. The ability to open deposit and investment accounts instantly is another plus, especially for those looking to grow their money without the hassle of branch visits.That said, there’s always room to improve. Some features, like real-time bills payment, still lag behind competitors like GCash. Older users may find the app intimidating, and onboarding could be made more accessible with clearer tutorials or guided walkthroughs. Additionally, while the app offers a wide range of services, surfacing these features more prominently—perhaps through personalized prompts or a simplified dashboard—could help users discover and use them more effectively.Overall, the BPI App is a robust platform for those who want to do more and be better with their finances. With a few refinements in usability and awareness, it has the potential to become the most empowering banking app in the country and possibly in the globe.
Enjoy added convenience with MORE billers now available on the BPI app!
Keep your app updated to enjoy the latest feature.
Version 17.0
The developer, Bank of the Philippine Islands, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Diagnostics
Other Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contacts
User Content
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Bank of the Philippine Islands
Size
162.5 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
iPad Requires iPadOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
